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342 Ardmore Dr, Belmont, NC, 28012

4beds
3baths
2,433sqft
$486,490
$200price/sqft
$3,252/moest. monthly cost
$130,080/yrincome needed

About This Home

Life moves at your pace by Lake Wylie at 342 Ardmore Dr in Seven Oaks, where sunlit mornings and calm evenings await on inviting outdoor spaces. This Torrance plan is part of an award-winning townhome collection offering spacious, low-maintenance design crafted for gathering, relaxing, and creating lasting memories in a naturally connected community. Designability is at the heart of the experience, giving you the opportunity to personalize finishes alongside an expert design team while tracking your home's progress through a one-of-a-kind app. Photos are model representative of plan. Anticipated move-in date of November 2026. Photo representation of the Torrence model home

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
38
BikeSomewhat Bikeable

Schools

10/10
10/10
Cramerton Middle SchoolGrades 6-84.9 mi
9/10
South Point High SchoolGrades 9-124.3 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Slab
  • Construction materials: Fiber Cement,Vinyl

Other

  • Builder model: The Torrence
  • Builder name: Tri Pointe Homes

Type & Style

  • Home type: Townhouse
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Gas Cooktop,Microwave,Wall Oven
  • Laundry features: Upper Level

Bathroom Full

  • Level: Upper

Bathroom Full

  • Level: Upper

Bathroom Full

  • Level: Main

Bedroom S

  • Level: Upper

Bedroom S

  • Level: Upper

Bedroom S

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Breakfast

  • Level: Main

Dining Room

  • Level: Main

Features

  • Drop Zone,Soaking Tub,Kitchen Island,Open Floorplan,Pantry,Walk-In Closet(s),Walk-In Pantry
  • Flooring: Carpet,Tile,Vinyl,Wood
  • Attic: Pull Down Stairs
  • Finished area below ground: 0
  • Finished area above ground: 2,433

Great Room

  • Level: Main

Heating & Cooling

  • Heating features: Forced Air,Zoned
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,433
  • Total interior livable area: 2,433 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Upper

Loft

  • Level: Upper

Primary Bedroom

  • Level: Upper

Property

Details

  • Parcel number: 311678
  • Zoning: IC-D(CD)
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Entry location: Main
  • Patio & porch: Covered,Front Porch,Patio,Rear Porch
  • Exterior features: Lawn Maintenance
  • Waterfront features: Other - See Remarks
  • Waterbody name: Lake Wylie

Lot

  • Lot size: 0.08 Acres
  • Features: Corner Lot,End Unit

Parking

  • Total spaces: 2
  • Parking features: Attached Garage,Garage Faces Rear,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Ice Storm
Inland Flooding
Lightning
Strong Wind
Tornado

FEMA Declared Disasters in Gaston County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,459$29,508
Home Insurance *$140$1,680
Property Taxes $427$5,124
Electricity $226$2,719
Total$3,252$39,024
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$111,497/yr
40% on housing$97,560/yr
45% on housing$86,720/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.2%
16.2%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.7%
2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$200This listing

vs Other Active Listings

Avg $/sqft

ZIP 28012$210
Gaston County$158

vs Homes Sold Last Month

Median $/sqft

ZIP 28012$223
Gaston County$187

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-11Pending sale$486,490
2026-05-05Listed for sale$486,490

New Construction

AgentJamie Warner
BrokerageTRI Pointe Homes INC

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