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1 Firefly Street #403/103, Portland, ME, 04101

3beds
2baths
965sqft
$679,998
$705price/sqft
$4,354/moest. monthly cost
$174,160/yrincome needed

About This Home

Investors, owner-occupants, and savvy buyers take notice! This is a rare opportunity to purchase a two unit style property without the usual complications. Welcome to Stroudwater Commons, Portland's newest condo community offering attractive living at attainable prices. This package includes a stunning three-bedroom, one-bathroom condo (656 sq. ft.) and a fully detached accessory dwelling unit (353 sq. ft.). The layout is incredibly versatile, allowing the ADU to function as an independent studio apartment ideal for short-term (Airbnb) or long-term rental income, a guest suite, or multigenerational living. With bright open spaces, timeless finishes, and exceptional efficiency, these homes are thoughtfully crafted for both comfort and convenience. Each residence offers a spacious layout, sleek modern kitchen, stylish bath, in-unit laundry, and efficient heat pumps for year-round comfort, complemented by elevator access to all levels. Parking is available for purchase starting at $5,000. Residents also enjoy access to curated community amenities including a fitness center, co-working lounge, bike storage, EV charging provisions, and direct access to Portland Trails. Please see the photo card for more information on this 3-bed and ADU combination opportunity. The convenient Congress Street location keeps you close to everything: downtown Portland, I-295, I-95, Stroudwater Park, Fore River, USM, Rock Row, and the Jetport are all within easy reach. Now available for reservations. Estimated occupancy: Fall 2026. HOA fee is estimated. Photos depict a projected look; finishes and specifications are subject to change. Taxes are estimated using the mill rate at the time of listing, based on the listing price.

Getting Around

14
WalkingCar-Dependent
30
TransitSome Transit
41
BikeSomewhat Bikeable

Schools

4/10
Amanda C Rowe SchoolGrades PK-51.6 mi
2/10
King Middle SchoolGrades 6-82.2 mi
2/10
Deering High SchoolGrades 9-121.5 mi

Construction

Condition

  • Year built: 2026

Materials

  • Foundation: Slab
  • Roof: Membrane
  • Construction materials: Wood Frame

Type & Style

  • Home type: MultiFamily
  • Architectural style: Contemporary
  • Property subType: Multi Family

Interior

Basement

  • Has basement: Yes
  • Basement: Interior Entry,Daylight,Finished,Full

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Elevator
  • Flooring: Luxury Vinyl
  • Finished area below ground: 386
  • Finished area above ground: 579

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Heat Pump

Interior Area

  • Total structure area: 965
  • Total interior livable area: 965 sqft

Property

Details

  • Parcel number: 1FireflyStreetPortland04102
  • Zoning: RN-1

Features

  • Levels: Multi/Split

Lot

  • Lot size: 4.04 Acres
  • Features: Near Turnpike/Interstate,Near Town,Landscaped,Wooded

Parking

  • Parking features: Paved,1 - 4 Spaces,Other,Electric Vehicle Charging Station(s)

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherVery High
  • Ice Storm
    Ice StormRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Hail
    HailModerate
  • Hurricane
    HurricaneModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Winter Weather
Ice Storm
Coastal Flooding
Hail
Hurricane
Lightning
Strong Wind
Tsunami

FEMA Declared Disasters Across Maine Counties

Flood
Hurricane
Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,438$41,256
Home Insurance $100$1,200
Property Taxes $572$6,864
Electricity $244$2,930
Total$4,354$52,248

Income You'd Need if You Spent...

35% on housing$149,280/yr
40% on housing$130,620/yr
45% on housing$116,106/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.5%
9.5%
0%30.0%
Electricity Growth Rate10-year average: 7.7%
7.7%
0%15.0%
Property Taxes Growth Rate2-year average: -0.2%
-0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$705This listing

vs Other Active Listings

Avg $/sqft

ZIP 04101$434
Cumberland County$368

vs Homes Sold Last Month

Median $/sqft

ZIP 04101$508
Cumberland County$317

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-11-19Listed for sale$679,998

For Sale by Agent

BrokerageKeller Williams Realty

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