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13036 12th Ave, Zimmerman, MN, 55398

2beds
2baths
2,378sqft
$399,900
$168price/sqft
$2,802/moest. monthly cost
$112,080/yrincome needed

About This Home

This brand new two bedroom, two bathroom, three car garage home features an open floor plan and a vaulted living room. The kitchen boasts laminate floors, dark cabinets, an island, a pantry, granite countertops, and upgraded stainless steel appliances. The owner's suite includes a private bathroom. Unfinished lower level with option to add family room, two additional bedrooms, and a full bathroom. This property is perfect for those who are looking for a brand new home with plenty of space and modern features. Don't miss your chance to own this fantastic property!

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

--
7/10
Zimmerman Middle SchoolGrades 6-80.6 mi
6/10
Zimmerman High SchoolGrades 9-120.6 mi

Construction

Condition

  • Year built: 2026

Materials

  • Roof: Age 8 Years or Less,Asphalt,Pitched
  • Construction materials: Concrete,Frame

Other

  • Builder name: CRAFTSMAN CUSTOM HOMES INC

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Air-To-Air Exchanger,Dishwasher,Disposal,Gas Water Heater,Microwave,Range,Refrigerator,Stainless Steel Appliance(s)
  • Laundry features: Gas Dryer Hookup,Lower Level

Basement

  • Has basement: Yes
  • Basement: Daylight,Drain Tiled,Drainage System,Full,Concrete,Sump Pump,Unfinished

Bedroom

  • Level: Upper
  • Area: 168
  • Dimensions: 14x12

Bedroom2

  • Level: Upper
  • Area: 140
  • Dimensions: 14x10

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 3/4 bathrooms: 1

Dining Room

  • Level: Upper
  • Area: 120
  • Dimensions: 12x10

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,189

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,378
  • Total interior livable area: 2,378 sqft

Kitchen

  • Level: Upper
  • Area: 130
  • Dimensions: 13x10

Living Room

  • Level: Upper
  • Area: 182
  • Dimensions: 14x13

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 95005800404
  • Zoning description: Residential-Single Family
  • Foundation area: 1189

Features

  • Levels: Multi/Split
  • Pool features: None

Lot

  • Lot size: 0.25 Acres
  • Lot size dimensions: 60 x 80

Parking

  • Total spaces: 3
  • Parking features: Attached,Asphalt,Garage Door Opener,Insulated Garage
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Lightning
    LightningModerate
  • Wildfire
    WildfireModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Cold Wave
Hail
Lightning
Wildfire
Winter Weather

FEMA Declared Disasters in Sherburne County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,022$24,264
Home Insurance *$264$3,168
Property Taxes $316$3,792
Electricity $200$2,406
Total$2,802$33,624
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$96,068/yr
40% on housing$84,060/yr
45% on housing$74,720/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.6%
11.6%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 4.3%
4.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$168This listing

vs Other Active Listings

Avg $/sqft

ZIP 55398$187
Sherburne County$176

vs Homes Sold Last Month

Median $/sqft

ZIP 55398$200
Sherburne County$175

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-24Listed for sale$399,900
2026-03-31Listing removed$399,900
2025-09-30Listed for sale$399,900

For Sale by Agent

AgentDoyle Real Estate Team
BrokerageRE/MAX Results

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