997 Onyx Ln, Owensboro, KY, 42301
About This Home
Some images have been digitally altered & are labeled accordingly. Buy for less than building! This home in Heatherstone not only shows better than new, it could pass for a model. Once you take in the upgraded exterior, step inside the foyer to see what a Jagoe home can offer. First, you'll notice the upgraded flooring, woodwork, and lighting. Then make your way to the kitchen, where this home really shines. The kitchen includes every upgrade available, from the appliances to the granite countertops and custom backsplash. You'll enjoy the main floor primary with a luxurious en-suite bath featuring a double-bowl vanity, separate tub, and walk-in shower. Upstairs, you'll find three more bedrooms, one of which could double as a separate living space, and another full bathroom. The backyard features an extended patio area and a newly installed privacy fence. You won't want to miss this one.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2023
Materials
- Foundation: Slab
- Roof: Dimensional
- Construction materials: Stone,Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Contemporary
- Property subType: Single Family Residence,Residential
Interior
Appliances
- Appliances included: Dishwasher,Microwave,Range,Refrigerator,Tankless Water Heater
- Laundry features: W/D Hookup
Basement
- Basement: None
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Dining Room
- Features: Dining Area
Features
- Ceiling Fan(s),Granite,Split Bedroom,Walk-In Closet(s),Walk-in Shower,Warranty Program
- Window features: Window Treatments
- Flooring: Carpet,Laminate
- Fireplace features: Gas Log,Glass Doors,Living Room
- Fireplace: Yes
- Attic: Partially Floored,Storage Only
- Finished area below ground: 0
- Finished area above ground: 2,443
Heating & Cooling
- Heating features: Fireplace(s),Forced Air,Natural Gas
- Cooling features: Electric
Interior Area
- Total structure area: 2,443
- Total interior livable area: 2,443 sqft
Kitchen
- Features: Kitchen Island,Bar
Master Bedroom
- Level: First
Property
Features
- Levels: Two
- Stories: 2
- Patio & porch: Patio,Rear Porch,Front Porch
- Exterior features: Sprinkler System
- Fencing: Privacy
Lot
- Lot size: 0.26 Acres
- Features: Cul-de-Sac/Dead End,Landscaped
- Lot size dimensions: .264 acre
Parking
- Total spaces: 2
- Parking features: Attached,Concrete
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Ice Storm
- Strong Wind
- Tornado
- Winter Weather
- Earthquake
- Hail
- Heat Wave
- Lightning
- Cold Wave
How This Home’s Risks Compare
FEMA Declared Disasters Across Kentucky Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,122 | $25,464 |
| Home Insurance * | $282 | $3,384 |
| Property Taxes | $283 | $3,396 |
| Electricity | $192 | $2,315 |
| Total | $2,879 | $34,548 |
Income You'd Need if You Spent...
Kentucky FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-14 | Price change | $419,800 |
| 2026-03-07 | Listed for sale | $421,800 |
| 2026-03-06 | Pending sale | $421,800 |
| 2026-01-23 | Listed for sale | $421,800 |
| 2026-01-19 | Pending sale | $421,800 |
| 2026-01-13 | Listed for sale | $421,800 |
| 2025-12-23 | Sold | $389,025 |
| 2025-12-23 | Pending sale | $424,900 |
| 2025-11-19 | Listed for sale | $424,900 |
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