639 Compass Cove Cir, Moneta, VA, 24121
About This Home
Located in the prestigious community of Compass Cove, this brand-new home offers lake and mountain views and sits on a highly desired deep-water no-wake cove. Complete with designer finishes and custom woodwork throughout, the home features a soaring vaulted entry with wood ceilings, built-ins flanking a gas fireplace, and a covered rear porch with a high wood-lined ceiling. The kitchen showcases a custom cabinets, wood vent hood, gas range, large island, and a butler's pantry with built-in shelving and detailed wood trim. The main-level primary suite includes a custom coffered ceiling, wainscoting, a walk-in tiled shower, and a beautifully designed custom closet. Two additional bedrooms and a stylish tiled bath complete the main level. The finished walkout lower level offers a full second kitchen, theatre room, gym, recreation area, and two additional beds/baths, along with a covered patio, fire pit area, and a concrete path with a gentle walk down to your private dock and boat house.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2026
Materials
- Roof: Shingle
- Construction materials: Board & Batten Siding,Brick
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Disposal,Microwave,Gas Range,Refrigerator,Wall Oven,Electric Water Heater
- Laundry features: Laundry Room,Main Level
Basement
- Has basement: Yes
- Basement: Exterior Entry,Finished,Full,Game Room,Interior Entry,Concrete,Walk-Out Access
Bedroom2
- Level: First
- Area: 1102.5
Bedroom3
- Level: First
- Area: 105
Bedroom4
- Level: Below Grade
- Area: 108
Bedroom5
- Level: Below Grade
- Area: 210
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 4
- Full bathrooms: 4
Dining Room
- Level: First
- Area: 121
Family Room
- Area: 0
Features
- Ceiling Fan(s),Drywall,Great Room,Main Level Bedroom,Primary Bed w/Bath,Separate Dining Room,Tile Bath(s),Walk-In Closet(s)
- Window features: Insulated Windows
- Flooring: Ceramic Tile,Tile,Wood
- Number of fireplaces: 1
- Fireplace features: 1 Fireplace
- Fireplace: Yes
- Attic: Access
- Finished area below ground: 1,961
- Finished area above ground: 1,961
Great Room
- Area: 0
Heating & Cooling
- Heating features: Heat Pump
- Cooling features: Heat Pump
Interior Area
- Total structure area: 3,922
- Total interior livable area: 3,922 sqft
Kitchen
- Level: First
- Area: 144
Living Room
- Level: First
- Area: 340
Master Bedroom
- Level: First
- Area: 217.5
Office
- Area: 0
Property
Details
- Parcel number: 0481401800
Features
- Levels: One
- Patio & porch: Patio,Porch
- Exterior features: Tennis Courts Nearby
- On waterfront: Yes
- Waterfront features: Waterfront Property
Lot
- Lot size: 1.21 Acres
- Features: Undergrnd Utilities
Parking
- Parking features: Concrete Drive
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Strong Wind
- Lightning
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Virginia Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $8,494 | $101,928 |
| Home Insurance * | $485 | $5,820 |
| Property Taxes | $700 | $8,400 |
| Electricity | $377 | $4,533 |
| Total | $10,056 | $120,672 |
Income You'd Need if You Spent...
Virginia FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-01 | Price change | $1,770,000 |
| 2026-03-11 | Price change | $1,799,000 |
| 2026-02-11 | Price change | $1,820,000 |
| 2025-12-10 | Listed for sale | $1,875,000 |
View on Zillow