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43565 St Highway 181-Pvt Dr-B, Vanzant, MO, 65768

7beds
5baths
2,844sqft
$399,900
$141price/sqft
$2,527/moest. monthly cost
$101,080/yrincome needed

About This Home

Looking for a property with options, income potential, and room to roam? This south-of-Cabool gem sits on 14+ acres, plus 4 more acres conveyed with sale. It has 3 residences -- a main 3-bed, 1.5-bath home, a cozy 1-bed 1 bath guest house, and a 3-bed, 2-bath manufactured home with front and back decks (and new roof materials included).The land is livestock-ready with 5 barns, a chicken coop, 6 fenced pens, and water/power in most buildings. Fencing is perfect for sheep, goats, or larger animals. Homes and barns are nestled by the woods, providing privacy and a serene rural feel. Direct Hwy 181 frontage with a private gravel road running between the houses. Whether you want a hobby farm, multi-family setup, or an investment opportunity, this property has it all.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
15
BikeSomewhat Bikeable

Schools

6/10
Cabool Middle SchoolGrades 5-86.9 mi
5/10
Cabool High SchoolGrades 9-126.8 mi
4/10
Cabool Elementary SchoolGrades PK-47.0 mi

Construction

Condition

  • Year built: 1981

Type & Style

  • Home type: SingleFamily
  • Architectural style: Farmhouse,Tiny Home
  • Property subType: Multiple Residences

Interior

Bedrooms & Bathrooms

  • Bedrooms: 7
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1

Features

  • Fireplace features: See Remarks
  • Finished area below ground: 0
  • Finished area above ground: 2,844

Heating & Cooling

  • Heating features: Wood Stove,Mini-Splits,Electric,Wood
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 2,844
  • Total interior livable area: 2,844 sqft

Property

Details

  • Parcel number: 010.111000000007.001

Features

  • Patio & porch: Covered
  • Fencing: Partial,Good

Lot

  • Lot size: 18 Acres

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormVery High
  • Strong Wind
    Strong WindVery High
  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Landslide
    LandslideModerate

How This Home’s Risks Compare

Ice Storm
Strong Wind
Cold Wave
Heat Wave
Inland Flooding
Lightning
Tornado
Winter Weather
Landslide

FEMA Declared Disasters Across Missouri Counties

Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,022$24,264
Home Insurance *$162$1,944
Property Taxes $126$1,512
Electricity $217$2,606
Total$2,527$30,324
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$86,640/yr
40% on housing$75,810/yr
45% on housing$67,386/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.0%
5.0%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 6.7%
6.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$141This listing

vs Other Active Listings

Avg $/sqft

ZIP 65768$245
Douglas County$368

vs Homes Sold Last Month

Median $/sqft

ZIP 65768
Douglas County$196

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-11-19Listed for sale$450,000

For Sale by Agent

AgentWeston Smith
BrokerageRE/MAX Farm and Home

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