See other homes in:
Primary listing photo

4678 Vintage Oak Dr, Lincoln, CA, 95648

2beds
2baths
1,448sqft
$649,157
$448price/sqft
$4,728/moest. monthly cost
$189,120/yrincome needed

About This Home

Welcome to comfortable, resort-style living in the heart of Trilogy Bickford, a premier 55+ community designed for connection, convenience, and everyday enjoyment. This thoughtfully designed Unite floor plan offers approximately 1,448 square feet of single-story living with 2 bedrooms, 2.5 bathrooms, a dedicated den/office, and a 2-car garage, providing a flexible layout suited to a variety of lifestyles. The open-concept design features a welcoming great room and a designer kitchen with island, offering a practical layout that flows seamlessly into the main living areasideal for both entertaining and daily living. Solid surface flooring throughout the main living areas adds durability and ease of maintenance. Outdoor living is inviting, with space designed for relaxing, gathering with friends, or enjoying Northern California's mild climate. The primary suite serves as a private retreat and includes a well-appointed bathroom with a luxurious walk-in shower, designed for comfort and convenience. A separate den or office adds versatility, whether used for working from home, hobbies, or a quiet escape. Residents of Trilogy Bickford enjoy access to The Ridge, an amenity-rich Resort Club featuring modern social spaces designed to bring neighbors together. With low-maintenance living, thoughtful floorplans, and a vibrant community atmosphere, Trilogy Bickford offers an exceptional opportunity to enjoy an active adult lifestyle in Northern California. Discover a home that blends comfort, function, and communityperfect for your next chapter.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
4
BikeSomewhat Bikeable

Schools

10/10
Del Oro High SchoolGrades 9-123.2 mi

Construction

Condition

  • Year built: 2024

Materials

  • Foundation: Slab
  • Roof: Tile
  • Construction materials: Other

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: Electric Dryer Hookup,Hookups Only,Inside Room

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: Dining/Family Combo

Features

  • Flooring: Other

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 1,448 sqft

Kitchen

  • Features: Kitchen Island,Stone Counters,Kitchen/Family Combo

Master Bathroom

  • Features: Shower Stall(s),Double Vanity,Walk-In Closet(s)

Property

Details

  • Parcel number: 340040010000
  • Zoning description: Residential
  • Special condition: Standard

Features

  • Private pool: Yes
  • Pool features: In Ground,Community,Other
  • Fencing: Back Yard

Lot

  • Lot size: 4,996 sqft
  • Features: Other

Parking

  • Total spaces: 2
  • Parking features: Attached,Side By Side,Garage Faces Front
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Wildfire
    WildfireRelatively High

How This Home’s Risks Compare

Wildfire

FEMA Declared Disasters in Placer County and California

Earthquake
Flood
Mud Landslide
Severe Storm
Snowstorm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,282$39,384
Home Insurance *$164$1,968
Property Taxes $884$10,608
Electricity $398$4,786
Total$4,728$56,736
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$162,102/yr
40% on housing$141,840/yr
45% on housing$126,080/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.8%
9.8%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.7%
0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$448This listing

vs Other Active Listings

Avg $/sqft

ZIP 95648$370
Placer County$403

vs Homes Sold Last Month

Median $/sqft

ZIP 95648$332
Placer County$339

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-08Price change$641,157
2026-01-20Listed for sale$616,157

For Sale by Agent

AgentWesley Olson
BrokerageWR Properties

Similar Homes