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103 E Main St, Irwinton, GA, 31042

--beds
0baths
--sqft
$649,000
--price/sqft
$4,422/moest. monthly cost
$176,880/yrincome needed

About This Home

Exceptional investment opportunity consisting of three parcels with multiple income-producing buildings and land, located in the heart of Irwinton, Georgia. Parcel 1 – 102 Asbell Street, Irwinton, GA 31042 Includes 3 buildings with a total of 5 units, all completely renovated and upgraded. Improvements include new flooring, upgraded kitchens, fresh interior paint, granite countertops, new windows, and more. This parcel features four (4) one-bedroom, one-bath apartments and one (1) two-bedroom, one-bath single-family home situated in the center. Note: This unit requires a septic system upgrade estimated at $25,000. Parcel 2 – 103 E Main Street, Irwinton, GA (Dixieland Motel) Includes 6 one-bedroom studio units, 1 beauty shop, and 2 office spaces—providing excellent mixed-use income potential. Parcel 3 – 102 Bank Street, Irwinton, GA Vacant land measuring approximately 102'/105' x 148'/150' (IRR)—ideal for future development or expansion. Summary: This rare offering includes three parcels, three buildings, multiple residential and commercial units, plus additional land. With extensive renovations already completed on the five units at 102 Asbell Street, this property is an excellent opportunity for owner-occupants or investors seeking strong rental income in a growing area. Owner financing is available.

Getting Around

32
WalkingCar-Dependent
0
TransitVery Limited Transit
16
BikeSomewhat Bikeable

Schools

6/10
4/10

Construction

Condition

  • Property condition: Resale
  • Year built: 1965

Materials

  • Roof: Composition
  • Construction materials: Brick Front

Type & Style

  • Home type: MultiFamily
  • Property subType: Quadruplex,Residential Income

Interior

Features

  • Window features: Double Pane Windows
  • Flooring: Carpet,Ceramic Tile

Heating & Cooling

  • Heating features: Central
  • Cooling features: Ceiling Fan(s),Central Air

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: I06094

Features

  • Levels: One
  • Stories: 1
  • Exterior features: No Dock
  • Fencing: Back Yard
  • Has view: Yes
  • View description: City
  • Waterfront features: None
  • Waterbody name: None

Lot

  • Lot size: 0.50 Acres
  • Features: Level,Partly Leased
  • Lot size dimensions: 57 x 174

Parking

  • Parking features: Level Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Drought
    DroughtModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Strong Wind
Drought
Hurricane
Heat Wave

FEMA Declared Disasters Across Georgia Counties

Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,281$39,372
Home Insurance *$452$5,424
Property Taxes $470$5,640
Electricity $219$2,637
Total$4,422$53,064
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$151,611/yr
40% on housing$132,660/yr
45% on housing$117,920/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.3%
7.3%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -6.1%
-6.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 31042$350
Wilkinson County$106

vs Homes Sold Last Month

Median $/sqft

ZIP 31042
Wilkinson County$128

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-12-20Price change$649,000
2025-11-20Listed for sale$699,000

For Sale by Agent

AgentSyed Firoz
BrokerageVirtual Properties Realty.com

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