1331 Winterhart St, Galt, CA, 95632
About This Home
Plan 2280 at Sage in Elliott Ranch is the largest home in the collection, offering 4 bedrooms, 3 bathrooms, and 2,280 sq. ft. across two stories. A welcoming covered porch opens to a spacious entryway, where you'll find a full bath and a private bedroom with a walk-in closet-ideal for guests, family members, or a dedicated home office. At the center of the first floor, the open-concept kitchen overlooks the casual dining area and great room, creating the perfect hub for gatherings. The kitchen features a peninsula layout, a large pantry, and ample storage space for everyday convenience. Upstairs, the thoughtfully designed master suite includes a spacious bedroom, a well-appointed private bath, and a generous walk-in closet. Two additional bedrooms, each with its own walk-in closet, share a full bathroom. A centrally located utility room with washer and dryer hookups adds functionality and ease to everyday living. With its flexible layout, abundant storage, and modern design, Plan 2280 is the ideal choice for families seeking both space and style in a two-story home.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: New Construction
- New construction: Yes
- Year built: 2026
Other
- Builder name: Elliott Homes
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 3
Interior Area
- Total interior livable area: 2,280 sqft
Property
Features
- Levels: 2.0
- Stories: 2
Parking
- Total spaces: 2
- Parking features: Garage
- Has garage: Yes
- Attached garage spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Drought
How This Home’s Risks Compare
FEMA Declared Disasters in Sacramento County and California
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,180 | $38,160 |
| Home Insurance * | $162 | $1,944 |
| Property Taxes | $398 | $4,776 |
| Electricity | $488 | $5,866 |
| Total | $4,228 | $50,736 |
Income You'd Need if You Spent...
California FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2025-11-20 | Listed for sale | $622,950 |
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