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LOT 10 Bend Of The River Rd, Hiawassee, GA, 30546

2beds
1baths
900sqft
$649,900
$722price/sqft
$3,895/moest. monthly cost
$155,800/yrincome needed

About This Home

Rare opportunity to own Lake Front buildable lot with 2 bedroom 1 bath apartment with loft and 2 car garage, providing you a place to live while you build. Incredible panoramic lake and mountain views! More notably, part of the lake access is not under TVA authority, and offers the perfect spot for a dock. The lake surrounds about half of the land. Conveniently located close town while also situated for privacy. No restrictions! Absolutely incredible opportunity. Builder plans also available.

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

6/10
8/10
7/10
Towns County High SchoolGrades 9-120.9 mi

Construction

Condition

  • Property condition: New Construction,Resale
  • New construction: Yes
  • Year built: 2023

Materials

  • Roof: Metal
  • Construction materials: Frame,Timber/Pole Frame,Metal Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cabin
  • Property subType: Residential

Interior

Appliances

  • Appliances included: Refrigerator,Cooktop,Oven,Tankless Water Heater
  • Laundry features: Main Level,Laundry Room

Basement

  • Basement: Slab

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Cathedral Ceiling(s),Loft,Entrance Foyer,Eat-in Kitchen,High Speed Internet
  • Flooring: Concrete
  • Number of fireplaces: 1
  • Fireplace features: Ventless
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Mini-Split
  • Cooling features: Mini-Split

Interior Area

  • Total structure area: 900
  • Total interior livable area: 900 sqft

Master Bedroom

  • Level: Main

Property

Details

  • Parcel number: 0058A059

Features

  • Levels: One and One Half
  • Stories: 1
  • Exterior features: Storage,Private Yard,Garage Apartment
  • Has view: Yes
  • View description: Mountain(s),Year Round,Lake
  • Has water view: Yes
  • Water view: Lake
  • On waterfront: Yes
  • Waterfront features: Lake Front
  • Waterbody name: Bearmeat Creek,Chatuge
  • Frontage type: Lakefront
  • Topography of land: Level,Sloping

Lot

  • Lot size: 1 Acres

Parking

  • Total spaces: 2
  • Parking features: Garage,Driveway,Gravel
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Drought
    DroughtModerate
  • Ice Storm
    Ice StormModerate
  • Landslide
    LandslideModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Lightning
Tornado
Drought
Ice Storm
Landslide
Strong Wind

FEMA Declared Disasters Across Georgia Counties

Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,286$39,432
Home Insurance *$201$2,412
Property Taxes $189$2,268
Electricity $219$2,637
Total$3,895$46,740
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$133,542/yr
40% on housing$116,850/yr
45% on housing$103,866/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.4%
8.4%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -7.7%
-7.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$722This listing

vs Other Active Listings

Avg $/sqft

ZIP 30546$221
Towns County$210

vs Homes Sold Last Month

Median $/sqft

ZIP 30546
Towns County$212

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-11-21Listed for sale$675,000

New Construction

AgentAnna Margo
BrokerageKeller Williams Elevate

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