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301 W Everett St, Sparta, TN, 38583

1beds
1baths
720sqft
$299,900
$417price/sqft
$1,965/moest. monthly cost
$78,600/yrincome needed

About This Home

Opportunities like this are rare—6.8 acres inside Sparta city limits with nearly 1,100 feet of Calfkiller River frontage. Fish, kayak, or relax right from your own property, all just minutes from downtown. This charming 1-bedroom, 1-bath home features a covered back porch overlooking the peaceful surroundings. The property includes multiple natural springs, a wooded front for added privacy, and a cleared back area that highlights stunning river and mountain views. Three portable outbuildings offer flexible storage or workspace, and a classic stone outbuilding adds timeless character. A rare opportunity to enjoy a newer home, acreage, convenience, and unbeatable riverfront recreation—all in one private retreat.

Getting Around

18
WalkingCar-Dependent
0
TransitVery Limited Transit
24
BikeSomewhat Bikeable

Schools

6/10
6/10
White Co Middle SchoolGrades 6-80.8 mi
7/10
White County High SchoolGrades 9-120.8 mi

Construction

Condition

  • Year built: 2019

Materials

  • Roof: Metal

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Oven,Refrigerator,Electric Range,Microwave,Washer,Dryer,Electric Water Heater
  • Laundry features: Main Level

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Window features: Double Pane Windows
  • Fireplace features: Electric
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Other
  • Cooling features: Wall/Window Unit(s)

Interior Area

  • Total structure area: 720
  • Total interior livable area: 720 sqft

Property

Details

  • Parcel number: 049P D 076.01

Features

  • Patio & porch: Porch,Covered
  • Fencing: Fenced
  • Has view: Yes
  • View description: Calf Killer River
  • Has water view: Yes
  • Water view: Calf Killer River
  • On waterfront: Yes
  • Waterfront features: Calf Killer River,River

Lot

  • Lot size: 6.82 Acres
  • Lot size dimensions: 6.82 ac

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Strong Wind
Tornado
Winter Weather
Hail
Inland Flooding

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,516$18,192
Home Insurance $165$1,980
Property Taxes $109$1,308
Electricity $175$2,103
Total$1,965$23,580

Income You'd Need if You Spent...

35% on housing$67,371/yr
40% on housing$58,950/yr
45% on housing$52,400/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: 0.5%
0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$417This listing

vs Other Active Listings

Avg $/sqft

ZIP 38583$192
White County$186

vs Homes Sold Last Month

Median $/sqft

ZIP 38583
White County$196

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-04Price change$299,900
2026-04-15Price change$319,000
2026-03-03Price change$339,000
2025-11-21Listed for sale$350,000

For Sale by Agent

AgentMary Porter
BrokerageThe Real Estate Collective

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