91 Acorn Cir, Murphy, NC, 28906
About This Home
Beautiful, secluded, one of a kind property! - Escape to Your Private Pond Paradise—INVESTOR SPECIAL!! Imagine waking up to mirror-calm water lapping at your doorstep. This masterfully crafted tiny home hugs the edge of your exclusive private pond, delivering instant serenity, total privacy, and the ultimate unplug. No formal HOA. Minimal restrictions. Live your way—weekend hideaway, cash-flowing rental, or forever home. This craftsman gem demands attention. Every inch screams smart luxury: Soaring vaulted ceilings and an open-concept flow that feels twice the size. *Vaulted ceilings that double the sense of space *Floor-to-ceiling pond views from every window * Oversized deck engineered for unforgettable moments: dawn meditations, twilight toasts, and gatherings that create lifelong memories. Step off the deck and your playground begins: *Kayak or paddleboard across glass-smooth water *Cast a line for fish while deer graze 20 feet away *Fall asleep to a symphony of bullfrogs and birdsong, Tucked into mature woods with native landscaping, this is raw nature + refined living. This property would be a rental revenue machine, filling your calendar (and wallet) with ease. Or keep it your secret. The choice is yours. Your pondside life is here—priced to sell TODAY!
Getting Around
Car-Dependent
Very Limited Transit
Not Bike FriendlySchools
Construction
Condition
- Property condition: Under Construction,Excellent
- Year built: 2025
Materials
- Foundation: Permanent,Pillar/Post/Pier
- Roof: Metal
- Construction materials: Wood Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Cottage,Craftsman,Tiny Home
- Property subType: Residential,Single Family Residence
Interior
Appliances
- Appliances included: None,Electric Water Heater
- Laundry features: Main Level,Washer/Dryer Connection
Basement
- Basement: None
Bedrooms & Bathrooms
- Bedrooms: 1
- Bathrooms: 1
- Full bathrooms: 1
- Main level bathrooms: 1
- Main level bedrooms: 1
Features
- Ceiling Fan(s),Insulation,Primary on Main,Solid Surface Counters,Vaulted Ceiling(s),Wood Ceiling(s),Wood Walls
- Window features: Double Pane Windows
- Flooring: Laminate,Vinyl
- Attic: None
Heating & Cooling
- Heating features: Ductless
- Cooling features: Split Unit
Interior Area
- Total structure area: 300
- Total interior livable area: 300 sqft
Kitchen
- Level: Main
Living Room
- Level: Main
Master Bedroom
- Level: Main
Property
Details
- Parcel number: 454100329076000
- Zoning description: Single Family
Features
- Levels: One
- Stories: 1
- Patio & porch: Deck/Patio,Porch
- Fencing: None
- Waterfront features: Pond
Lot
- Lot size: 1.23 Acres
- Features: Level/Rolling Land,Wooded,1-3 Acres
Parking
- Parking features: Gravel,No Garage
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
- Tornado
- Cold Wave
- Hail
- Inland Flooding
- Ice Storm
- Landslide
- Strong Wind
- Wildfire
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Cherokee County and North Carolina
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $912 | $10,944 |
| Home Insurance * | $66 | $792 |
| Property Taxes | $67 | $804 |
| Electricity | $200 | $2,405 |
| Total | $1,245 | $14,940 |
Income You'd Need if You Spent...
North Carolina FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-07 | Price change | $180,500 |
| 2026-05-04 | Price change | $183,000 |
| 2026-04-25 | Price change | $185,000 |
| 2026-04-13 | Price change | $200,000 |
| 2026-03-19 | Price change | $215,000 |
| 2026-03-13 | Price change | $265,000 |
| 2026-02-05 | Price change | $275,000 |
| 2026-01-14 | Listed for sale | $299,000 |
| 2025-12-10 | Listing removed | $309,000 |
| 2025-11-21 | Price change | $309,000 |
| 2025-11-06 | Price change | $319,000 |
| 2025-10-25 | Listed for sale | $329,000 |
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