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297 Sea Tern Ln, Port Saint Joe, FL, 32456

4beds
3baths
1,710sqft
$424,900
$248price/sqft
$2,697/moest. monthly cost
$107,880/yrincome needed

About This Home

Welcome to 297 Sea Tern Lane, a new home at WindMark Townhomes located in the highly visited Port Saint Joe, Florida. The Sabal Townhome exterior unit features 4 bedrooms and 2.5 bathrooms with a 2-car garage. On the outside of these units, you will see quality Color-Plus Hardie Board exteriors which is uniquely engineered to stand up to the harshest elements from wind, rain, fire, freezing temperatures, and hail. Complemented by prairie-style doors and 30-year dimensional shingles. Convenience meets security with steel garage doors equipped with openers, weatherproof outlets, hose bibs, and Kwikset deadbolts on all exterior doors. The Windmark community features underground utilities making it less susceptible to damage from severe weather leading to fewer outages, quicker restoration, and more reliable service. As you enter inside, you will feel right at home with beautiful EVP flooring at your feet, leading you to the open living room and kitchen or the spacious upstairs. In the kitchen and bathroom, you will find gorgeous quartz countertops, white cabinets with brushed nickel hardware, and stainless-steel appliances in the kitchen. Stay cool at the beach with energy-efficient cooling and heating systems, Low-E insulated windows with screens, and water-saving elongated commodes. For added security, every home comes equipped with a Safe Haven Surveillance system, Skybell doorbell, Honeywell thermostat, and DEAKO Smart Switches. Rest assured with a one-year builder's warranty from D.R. Horton and a ten-year structural warranty through RWC. Enjoy all the amenities the WindMark Beach community has to offer complete with beautiful new homes, local food, shopping, boardwalks, and beach access! Windmark Beach amenities includes two pools, BBQ grills, 11 dedicated beach accesses, the village center, boardwalk, and is pet friendly! The community is golf cart friendly, and dogs are allowed on the beach in Windmark! Stop by our model home to experience WindMark Beach Townhomes today. Located directly across from the Gulf, you will find beautiful beaches within walking distance, and local restaurants close by. These homes offer easy access to Tyndall Air Force Base (21.7 miles away), Panama City Beach (39 miles away), and downtown Port St. Joe (only 4 miles away).

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
36
BikeSomewhat Bikeable

Schools

4/10
4/10
Port St. Joe High SchoolGrades 7-128.1 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: HardiPlank Type

Other

  • Builder name: D.R. Horton

Type & Style

  • Home type: SingleFamily
  • Architectural style: Craftsman
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Range,Electric Water Heater,Plumbed For Ice Maker

Bedroom

  • Level: Second
  • Dimensions: 11 x 10

Bedroom

  • Level: Second
  • Dimensions: 11 x 12

Bedroom

  • Level: Second
  • Dimensions: 10 x 10

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Smart Home,Smart Thermostat
  • Window features: Double Pane Windows
  • Flooring: Luxury Vinyl Plank

Heating & Cooling

  • Heating features: Central,Electric,Forced Air
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 1,710
  • Total interior livable area: 1,710 sqft

Master Bedroom

  • Level: Second
  • Dimensions: 12 x 11

Property

Accessibility

  • Accessibility features: Smart Technology

Details

  • Parcel number: 04227064R
  • Attached to another structure: Yes

Features

  • Levels: Two
  • Stories: 2
  • Pool features: Community
  • Patio & porch: Patio,Covered,Porch
  • Exterior features: Patio,Rain Gutters

Lot

  • Lot size: 2,613 sqft
  • Features: Cul-De-Sac,Sprinkler System,Paved
  • Lot size dimensions: 25 x 89

Parking

  • Total spaces: 2
  • Parking features: Additional Parking,Garage,Garage Door Opener,Paved,Community Structure
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Coastal Flooding
    Coastal FloodingModerate
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Coastal Flooding
Cold Wave
Heat Wave
Inland Flooding
Tornado
Wildfire
Tsunami

FEMA Declared Disasters in Gulf County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,148$25,776
Home Insurance *$186$2,232
Property Taxes $166$1,992
Electricity $197$2,366
Total$2,697$32,364
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$92,468/yr
40% on housing$80,910/yr
45% on housing$71,920/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.2%
12.2%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 14.7%
14.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$248This listing

vs Other Active Listings

Avg $/sqft

ZIP 32456$381
Gulf County$304

vs Homes Sold Last Month

Median $/sqft

ZIP 32456
Gulf County$240

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-14Price change$419,900
2026-04-27Price change$424,900
2026-04-21Price change$449,900
2025-11-24Price change$459,900
2025-11-21Listed for sale$439,900

New Construction Spec

AgentMark A Miles
BrokerageDR Horton Realty of Emerald Coast, LLC

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