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17202 Gardenia St, Kiln, MS, 39556

4beds
2baths
1,465sqft
$249,000
$170price/sqft
$1,833/moest. monthly cost
$73,320/yrincome needed

About This Home

Discover modern country living at its finest with this beautifully crafted 4-bedroom, 2-bath new home build, perfectly situated on a spacious 1-acre lot. Offering the ideal blend of comfort, style, and functionality, this home is designed to impress from the moment you step inside. Interior features include 1,465 heated and cooled sq ft of thoughtfully designed living space with an open-concept layout suitable for abundant natural light. Also find comfort in the elegant tray ceilings, gorgeous granite counter tops throughout kitchen and bathrooms, brand-new stainless steel appliances, a spacious master suite with modern finishes, three additional bedrooms perfect for guests, family, or a home office. Step outside to enjoy covered front and back porches ideal for relaxing or entertaining with ample room to add your personal touches. This move-in-ready home provides the perfect blend of contemporary finishes and timeless charm. Don't miss your chance to own a brand-new home in a serene country setting—schedule your showing today!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

10/10
6/10
Hancock Middle SchoolGrades 6-83.8 mi
8/10
Hancock High SchoolGrades 9-124.0 mi

Construction

Condition

  • Year built: 2025

Materials

  • Foundation: Slab
  • Roof: Metal
  • Construction materials: Vinyl,Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Farmhouse
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Free-Standing Electric Range,Refrigerator
  • Laundry features: Electric Dryer Hookup,Laundry Room,Main Level,Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Ceiling Fan(s),Granite Counters,High Ceilings,Open Floorplan,Storage,Tray Ceiling(s)
  • Door features: Dead Bolt Lock(s)
  • Window features: Vinyl
  • Flooring: Terrazzo

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,465
  • Total interior livable area: 1,465 sqft

Property

Details

  • Parcel number: 065u021141.000

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Front Porch,Rear Porch,Slab
  • Exterior features: Other

Lot

  • Lot size: 1 Acres
  • Features: Cleared,Rectangular Lot

Parking

  • Parking features: Driveway,Gravel,Guest,No Garage,Open,Circular Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Hurricane
    HurricaneRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Wildfire
    WildfireRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Hurricane
Heat Wave
Tornado
Wildfire
Cold Wave
Hail
Inland Flooding
Strong Wind
Winter Weather

FEMA Declared Disasters in Hancock County and Mississippi

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,259$15,108
Home Insurance *$246$2,952
Property Taxes $136$1,632
Electricity $192$2,304
Total$1,833$21,996
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$62,845/yr
40% on housing$54,990/yr
45% on housing$48,880/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.8%
8.8%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.4%
3.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$170This listing

vs Other Active Listings

Avg $/sqft

ZIP 39556$173
Hancock County$157

vs Homes Sold Last Month

Median $/sqft

ZIP 39556$163
Hancock County$161

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-29Price change$269,000
2026-04-27Listed for sale$274,000
2026-04-15Pending sale$274,000
2026-03-25Price change$274,000
2026-02-10Price change$289,000
2025-11-21Listed for sale$298,000

For Sale by Agent

AgentLindsey Bounds
BrokerageColdwell Banker Alfonso Realty-BSL

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