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2005 Matthews Ln #2, Austin, TX, 78745

4beds
4baths
2,048sqft
$489,000
$239price/sqft
$3,440/moest. monthly cost
$137,600/yrincome needed

About This Home

Well maintained duplex perfect for owner occupant or investment. Great south Austin location with good walkability. Both units are identical 2 bedroom & 2 bathroom units with indoor utility rooms and a 1 car attached garage. Both units have a private fenced in yard space with sliding glass doors & patio. Recent updates include A unit HVAC system in 2025 and B unit in 2019. Roof was replaced in 2018 & recent water heaters. Nicely updated with upgraded windows, laminate and tile flooring, kitchen granite tile counters & cabinets. Bathrooms have been updated with tile floors, tub surrounds, cabinets & counters. Ample parking for each unit along with each units attached garage. The A unit yard is large and spacious for outdoor enjoyment & has a huge century oak tree providing nice wonderful shade. The B unit yard is nice sized as well.

Getting Around

52
WalkingSomewhat Walkable
39
TransitSome Transit
51
BikeBikeable

Schools

6/10
5/10
Covington Middle SchoolGrades 6-81.8 mi
4/10
Crockett High SchoolGrades 9-121.2 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1972

Materials

  • Foundation: Slab
  • Roof: Composition, Shingle

Type & Style

  • Home type: MultiFamily
  • Property subType: Duplex

Interior

Appliances

  • Appliances included: Disposal,Free-Standing Range,Refrigerator

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4

Features

  • Bookcases
  • Window features: Blinds
  • Flooring: Laminate,Tile

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 2,048 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 04181807700000
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Patio
  • Exterior features: None
  • Fencing: Privacy, Wood
  • Has view: Yes
  • View description: None
  • Waterfront features: None

Lot

  • Lot size: 7,400 sqft
  • Features: Back Yard

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Cold Wave
    Cold WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Tornado
Hail
Heat Wave
Inland Flooding
Cold Wave
Lightning
Strong Wind

FEMA Declared Disasters Across Texas Counties

Flood
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,472$29,664
Home Insurance *$197$2,364
Property Taxes $533$6,396
Electricity $238$2,859
Total$3,440$41,280
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$117,942/yr
40% on housing$103,200/yr
45% on housing$91,733/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.4%
6.4%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 0.1%
0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$239This listing

vs Other Active Listings

Avg $/sqft

ZIP 78745$215
Travis County$334

vs Homes Sold Last Month

Median $/sqft

ZIP 78745$327
Travis County$233

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-01-16Price change$489,000
2025-11-21Listed for sale$499,000

For Sale by Agent

AgentJames Watson
BrokerageCompass RE Texas, LLC

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