Primary listing photo

1828 Sycamore St, Council Bluffs, IA, 51503

4beds
3baths
3,160sqft
$460,965
$146price/sqft
$3,411/moest. monthly cost
$136,440/yrincome needed

About This Home

The Silver plan by Richland Homes is a spacious and open ranch home that offers almost 1800 sq ft. on the main floor. Featuring 3 bedrooms on the main with a roomy office, laundry room and a primary ensuite bath with walk-in closet. The basement adds an additional bed, bath and sprawling family room. All this with a 3 car garage and a inviting covered patio. Home is currently being framed.

Getting Around

1
WalkingCar-Dependent
0
TransitNo Nearby Transit
18
BikeSomewhat Bikeable

Schools

6/10
9/10

Construction

Condition

  • New construction: Yes
  • Year built: 2026

Materials

  • Roof: Composition
  • Construction materials: Frame

Other

  • Builder name: Richland Homes

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: Washer Hookup,Dryer Hookup

Basement

  • Has basement: Yes
  • Basement: Full,Finished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3

Features

  • Pantry,Walk-In Closet(s)
  • Fireplace: Yes
  • Finished area below ground: 1,365
  • Finished area above ground: 1,795

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 3,160
  • Total interior livable area: 3,160 sqft

Property

Details

  • Parcel number: 744304180045

Features

  • Patio & porch: Deck,Porch

Lot

  • Lot size: 8,276 sqft
  • Lot size dimensions: .19 Acre

Parking

  • Parking features: Off Street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Hail
Lightning
Strong Wind
Winter Weather
Heat Wave
Inland Flooding
Ice Storm

FEMA Declared Disasters Across Iowa Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,330$27,960
Home Insurance *$339$4,068
Property Taxes $507$6,084
Electricity $235$2,828
Total$3,411$40,932
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$116,948/yr
40% on housing$102,330/yr
45% on housing$90,960/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.5%
12.5%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.5%
0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$146This listing

vs Other Active Listings

Avg $/sqft

ZIP 51503$149
Pottawattamie County$142

vs Homes Sold Last Month

Median $/sqft

ZIP 51503$158
Pottawattamie County$154

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-09Price change$450,065
2026-02-26Price change$460,965
2026-02-26Pending sale$450,065
2026-02-06Listed for sale$460,965

New Construction

AgentTheresa Martin
BrokerageNP Dodge Real Estate - Council Bluffs

Similar Homes