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43 Madison St, Pequannock, NJ, 07440

3beds
2baths
17,498sqft
$330,000
$19price/sqft
$4,177/moest. monthly cost
$167,080/yrincome needed

About This Home

CONTRACTORS WELCOME - BACK ON THE MARKET " Buyer Could not Perform "Partial - EXTENSIVE FIRE DAMAGE, STONE- VINYL Siding 3 BEDROOM- POSSIBLE 4 BEDROOM , 100x175 OPEN LOT, MULTI- LEVEL DECK, BIG BACKYARD, central a/c. there was a laundry nook on 2nd level+ 1st floor laundry, ABOVE GROUND SWIMMING POOL, PLAY GROUND, LARGE SHED, A MUST SEE to appreciate CONVENIENTLY LOCATED. AT 1Block to NYC Bus + Major Highways 23,287,80 & 46. . Flood Insurance required. Buyer responsible to obtain certificate of continued occupancy. - STRICKLY SOLD " AS IS" - PROPERTY will need to be ELEVATED - CASH OFFERS ONLY

Getting Around

38
WalkingCar-Dependent
0
TransitVery Limited Transit
40
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 1951

Materials

  • Roof: Composition Shingle
  • Construction materials: Stone,Vinyl Siding

Notable Dates

  • Major remodel year: 2015

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape Cod
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater

Basement

  • Has basement: Yes
  • Basement: Yes,Crawl Space,Sump Pump

Bedroom1

  • Level: Second

Bedroom3

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: Formal Dining Room
  • Level: First
  • Area: 132

Family Room

  • Level: First

Features

  • Office
  • Window features: Skylight(s)
  • Number of fireplaces: 1
  • Fireplace features: See Remarks
  • Fireplace: Yes

Heating & Cooling

  • Heating features: See Remarks,Natural Gas
  • Cooling features: 1 Unit,Central Air

Interior Area

  • Total structure area: 17,498
  • Total interior livable area: 17,498 sqft

Kitchen

  • Features: See Remarks
  • Level: First

Living Room

  • Level: First
  • Area: 132

Property

Details

  • Parcel number: 2331037070000000060000
  • Zoning description: R-9

Features

  • Private pool: Yes
  • Pool features: Outdoor Pool,Above Ground
  • Patio & porch: Deck,Patio
  • Has spa: Yes
  • Spa features: Hot Tub

Lot

  • Lot size: 0.40 Acres
  • Features: Level
  • Lot size dimensions: 100 x 175

Parking

  • Parking features: Driveway-Exclusive,Gravel,See Remarks,Attached Carport
  • Has uncovered spaces: Yes
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Inland Flooding
Cold Wave
Strong Wind
Winter Weather
Earthquake
Heat Wave
Lightning

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,668$20,016
Home Insurance *$75$900
Property Taxes $506$6,072
Electricity $1,928$23,146
Total$4,177$50,124
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$143,211/yr
40% on housing$125,310/yr
45% on housing$111,386/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.8%
6.8%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$19This listing

vs Other Active Listings

Avg $/sqft

ZIP 07440$317
Morris County$395

vs Homes Sold Last Month

Median $/sqft

ZIP 07440$383
Morris County$367

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-01-23Price change$330,000
2026-01-14Listed for sale$350,000
2026-01-07Pending sale$350,000
2026-01-05Listed for sale$350,000
2025-12-23Pending sale$350,000
2025-11-21Listed for sale$350,000

For Sale by Agent

AgentMaria M. Boza
BrokerageUnited Real Estate

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