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3869 Cross Point Rd, Roseville, CA, 95747

4beds
3baths
2,224sqft
$707,764
$318price/sqft
$4,671/moest. monthly cost
$186,840/yrincome needed

About This Home

Lily-Plan 1 features an open floor plan with a spacious bedroom and bathroom on the main floor. Chef's kitchen, quartz kitchen countertops, upgrade cabinetry, stainless steel Whirlpool appliances and luxury vinyl plank flooring.

Getting Around

3
WalkingCar-Dependent
0
TransitNo Nearby Transit
27
BikeSomewhat Bikeable

Schools

5/10
7/10
West Park HighGrades 9-123.1 mi

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2026

Other

  • Builder name: Pulte Homes

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Interior Area

  • Total interior livable area: 2,224 sqft

Property

Features

  • Levels: 2.0
  • Stories: 2

Parking

  • Total spaces: 2
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Drought
    DroughtRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Earthquake
    EarthquakeModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Drought
Inland Flooding
Earthquake
Wildfire

FEMA Declared Disasters in Placer County and California

Earthquake
Flood
Mud Landslide
Severe Storm
Snowstorm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,578$42,936
Home Insurance *$152$1,824
Property Taxes $465$5,580
Electricity $476$5,722
Total$4,671$56,052
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$160,148/yr
40% on housing$140,130/yr
45% on housing$124,560/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.8%
9.8%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.7%
0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$318This listing

vs Other Active Listings

Avg $/sqft

ZIP 95747$295
Placer County$403

vs Homes Sold Last Month

Median $/sqft

ZIP 95747$308
Placer County$339

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-08Price change$728,464
2026-04-05Price change$727,764
2026-03-31Price change$728,764
2026-03-12Listed for sale$696,990
2026-03-03Listing removed$723,214
2026-02-07Price change$723,214
2025-11-23Listed for sale$696,990

New Construction Spec

BrokeragePulte Homes

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