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1380 County Road 2010, Crane Hill, AL, 35053

5beds
3.5baths
4,098sqft
$1,975,000
$482price/sqft
$11,810/moest. monthly cost
$472,400/yrincome needed

About This Home

Smith Lake (Ryan Creek) An exceptional home with clean lines and massive views in the coveted Pointe Sixteen community. The Western views are simply spectacular. The main living area has a massive wall of windows overlooking the lake. A true open design built to entertain a large family and of course all of your guests. A two car car garage is offset from the concrete driveway. The master has these amazing views as well. Natural light feels the space. Walk out onto the lakeside deck to capture the sunsets. Both sets of washers and dryers are included in addition to the tv above fireplace. On the lower level you have a large main recreation room with wet bar, 4 bedrooms, 2 bathrooms, an office, and a 2nd recreation area. All of this leads out onto the lakeside covered terrace. A sturdy Free State Dock floats in beautiful emerald green water. A shaded lounging area on the dock is ideal to get out of the sun and relax. Located only 5 minutes by water to Trident Marina and Grille, one of the most popular destinations on Smith Lake. Pointe Sixteen is absolutely one of the most well known and desired communities. You have paved roads, high speed Internet, a secure gated entrance, and a boat ramp for residents. This is also a non rental community allowing owners to enjoy peaceful lake living. This is a must see on your lake look list!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
13
BikeSomewhat Bikeable

Schools

9/10
6/10
Cold Springs High SchoolGrades 9-122.0 mi
7/10
Harmony SchoolGrades PK-810.4 mi

Construction

Condition

  • Property condition: Existing Structure,Excellent
  • Year built: 2024

Materials

  • Roof: Metal
  • Construction materials: Frame,HardiPlank Type,Drywall

Type & Style

  • Home type: SingleFamily
  • Architectural style: Craftsman
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Electric Oven,Electric Range,Range Hood,Refrigerator,Washer

Basement

  • Has basement: Yes
  • Basement: Finished,Full

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3.5

Features

  • Flooring: Tile,Wood
  • Fireplace features: Propane
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 4,098
  • Total interior livable area: 4,098 sqft

Property

Details

  • Parcel number: 2805160001003034
  • Zoning: No Zoning

Features

  • Stories: 2
  • Patio & porch: Covered,Covered Patio,Patio
  • Exterior features: Rain Gutters
  • On waterfront: Yes
  • Waterfront features: Lake Front,Swim Platform,Waterfront Features: Shoreline(YR/Deep Shoreline),Waterfront Features: Characteristics(Moderate)
  • Waterbody name: Ryan Creek
  • Frontage length: Waterfront Footage(170.3+/-)

Lot

  • Lot size: 1.10 Acres

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Strong Wind
Tornado
Lightning

FEMA Declared Disasters Across Alabama Counties

Hurricane
Severe Storm
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $9,986$119,832
Home Insurance *$1,021$12,252
Property Taxes $345$4,140
Electricity $458$5,502
Total$11,810$141,720
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$404,914/yr
40% on housing$354,300/yr
45% on housing$314,933/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.2%
8.2%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 9.5%
9.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$482This listing

vs Other Active Listings

Avg $/sqft

ZIP 35053$290
Cullman County$188

vs Homes Sold Last Month

Median $/sqft

ZIP 35053$419
Cullman County$151

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-08Price change$1,975,000
2026-06-30Price change$2,090,000
2026-05-17Listed for sale$2,190,000

For Sale by Agent

AgentJustin Dyar
BrokerageLake Homes Realty

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