6448 Peninsula Rd, Kerens, TX, 75144
About This Home
Tiny home right on the water! Experience this lakefront retreat in this thoughtfully customized tiny home designed to maximize the stunning sunset views over Richland Chambers Lake. This cozy yet functional tiny home features a custom layout with an upstairs loft, built-in bunk beds for additional sleeping space, a bathroom with a tub, and the convenience of a dishwasher. Outside, enjoy the oversized seawall cap — perfect for relaxing, entertaining, or fishing by the water — along with convenient lake-entry stairs for easy access into the lake. An added bonus: no additional tiny homes are permitted in the community, making this a rare opportunity to own one of the limited waterfront tiny homes in the area. Community amenities include a clubhouse, pool, boat ramp, fishing pier, pond, playground, dog run, and more. Peninsula Point is also one of the few communities that allows vacation rentals, offering excellent investment potential. Whether you're searching for a peaceful getaway or a turnkey short-term rental opportunity, this fully furnished tiny home is ready and waiting for you to enjoy lake life at its best.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Resale
- Year built: 2023
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Microwave,Refrigerator
Bedrooms & Bathrooms
- Bedrooms: 1
- Bathrooms: 1
- Full bathrooms: 1
- Main level bedrooms: 1
Interior Area
- Total interior livable area: 399 sqft
Property
Details
- Parcel number: 111815
- Special condition: See Remarks
Features
- Levels: One
- Stories: 1
- Patio & porch: Front Porch
- Fencing: None
- Has view: Yes
- View description: Lake
- Has water view: Yes
- Water view: Lake
- On waterfront: Yes
- Waterfront features: Lake Front,Waterfront
- Waterbody name: Richland-Chambers Reservoir
Lot
- Lot size: 5,174 sqft
- Features: Views
Parking
- Parking features: Open,Parking Pad,Reserved
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Tornado
- Cold Wave
- Hail
- Ice Storm
- Lightning
- Strong Wind
- Drought
- Heat Wave
- Inland Flooding
- Wildfire
How This Home’s Risks Compare
FEMA Declared Disasters Across Texas Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,264 | $15,168 |
| Home Insurance * | $387 | $4,644 |
| Property Taxes | $218 | $2,616 |
| Electricity | $238 | $2,859 |
| Total | $2,107 | $25,284 |
Income You'd Need if You Spent...
Texas FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-24 | Listed for sale | $250,000 |
View on Zillow