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176 Little Cabin Ln, Falls Of Rough, KY, 40119

1beds
1baths
488sqft
$179,000
$367price/sqft
$1,362/moest. monthly cost
$54,480/yrincome needed

About This Home

176 Little Cabin Ln offers an exceptionally well maintained lake area cabin, complete with a detached garage and two wooded lots totaling approximately 0.81 acres. Located just minutes from Rough River Dam State Resort Park, Cave Creek Boat Ramp, restaurants, and other lake attractions, this property delivers the convenience of the Rough River lifestyle without the higher cost of waterfront ownership. Built in 2019, this Amish-built cabin offers approximately 488 finished square feet with one bedroom, one full bathroom, a loft for additional sleeping or storage, and an open floor plan that makes the space feel larger than its footprint. Vaulted tongue-and-groove pine ceilings and walls create the warm cabin aesthetic buyers are looking for, while the living room, kitchen, and dining area flow together comfortably. The kitchen features custom wood cabinetry, breakfast bar seating, and plenty of cabinet space for a home of this size. A mini-split system provides efficient heating and cooling year-round, with propane backup heat available for colder weather. The full bathroom is thoughtfully designed, and the utility area accommodates a stackable washer and dryer. Outside, the covered front porch and spacious screened back porch provide two great places to relax after a day on the lake. The wooded surroundings create a private setting, while recent landscaping, concrete sidewalks, and the home's excellent condition make the property feel move-in ready from the moment you arrive. The matching 16x24 detached garage adds space for a small watercraft, golf carts, lawn equipment, workshop, or additional storage. Situated on two interior lots in Little Cabin Resort, this location makes it easy to enjoy everything the Rough River Lake area is known for, with Cave Creek Boat Ramp, Rough River Dam State Resort Park, hiking trails, restaurants, and marinas all just a short drive away. If you've been searching for a newer cabin that's been well cared for, offers garage space, and puts you close to everything Rough River Lake has to offer, 176 Little Cabin Ln deserves a look.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
5
BikeSomewhat Bikeable

Schools

4/10
8/10
4/10
Grayson County High SchoolGrades 9-1212.8 mi

Construction

Condition

  • Year built: 2019

Materials

  • Foundation: Crawl Space,Slab,Concrete Perimeter
  • Roof: Metal
  • Construction materials: Wood Frame,Log

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch,Other
  • Property subType: Single Family Residence

Interior

Basement

  • Basement: None

Bedroom

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Finished area below ground: 0
  • Finished area above ground: 488

Full Bathroom

  • Level: First

Heating & Cooling

  • Heating features: MiniSplit/Ductless,Electric,Propane
  • Cooling features: Ductless

Interior Area

  • Total structure area: 488
  • Total interior livable area: 488 sqft

Kitchen

  • Level: First

Laundry

  • Level: First

Living Room

  • Level: First

Property

Details

  • Parcel number: LITTLE CABIN019.0A

Features

  • Stories: 1
  • Patio & porch: Screened Porch,Porch
  • Fencing: None

Lot

  • Lot size: 0.81 Acres
  • Features: Covt/Restr,Wooded

Parking

  • Total spaces: 1
  • Parking features: Detached,Entry Front,Driveway
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Hail
Ice Storm
Strong Wind
Tornado
Cold Wave
Heat Wave
Inland Flooding
Lightning
Winter Weather

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $905$10,860
Home Insurance *$153$1,836
Property Taxes $150$1,800
Electricity $154$1,850
Total$1,362$16,344
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$46,697/yr
40% on housing$40,860/yr
45% on housing$36,320/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.3%
10.3%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.7%
0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$367This listing

vs Other Active Listings

Avg $/sqft

ZIP 40119$153
Grayson County$161

vs Homes Sold Last Month

Median $/sqft

ZIP 40119
Grayson County$162

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-14Listed for sale$179,000

For Sale by Agent

AgentAlissa Doan
BrokerageRed Edge Realty

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