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21174 SW Peach Blossom St, Dunnellon, FL, 34431

3beds
2baths
1,252sqft
$206,000
$165price/sqft
$1,641/moest. monthly cost
$65,640/yrincome needed

About This Home

One or more photo(s) has been virtually staged. Discover your peaceful 3-bedroom, 2-bathroom sanctuary in desirable Rainbow Lakes Estates—free from flood worries and restrictive HOA rules. This well-maintained home features a brand-new roof (recently installed) and an upgraded, advanced septic system for worry-free living and sustainability. Enjoy generous storage with dual custom sheds, modern comfort with new ceiling fans installed in 2025, and easy living—no carpets throughout, and tile in master bathroom! Both dishwashers and refrigerators convey with the sale, and oversized closets provide ample space in every bedroom. Step outside to your private, lush fenced backyard and relax on the inviting screened porch—perfect for morning coffee or evening unwinding. Nestled in Rainbow Lakes Estates, you'll have community access to Tiger Lake and be just minutes from the stunning crystal-clear waters of Rainbow Springs. Launch your kayak from KP Hole, explore trails and activities at Rainbow Springs State Park, or stroll the charming downtown Dunnellon. Golf lovers will appreciate nearby Juliette Falls, while the World Equestrian Center in Ocala is only about 15 minutes away. Crystal River and the Gulf are an easy drive for boating, fishing, and beach days. This prime location blends natural beauty, recreation, and community events—offering a lifestyle that's truly savored, not just lived. Don't miss this rare opportunity! ***KEY FEATURES*** 3 Bedrooms* 2 Full Bathrooms *No Flood Zone *No HOA *Newer Roof *Newer Septic System *Dual Custom Sheds *Screened Porch *Fenced Backyard *New Ceiling Fans (2025) *No Carpets *Large Closets *Both Dishwashers & Both Refrigerators Convey *Community Access to Tiger Lake *Minutes to Rainbow Springs State Park & KP Hole

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
29
BikeSomewhat Bikeable

Schools

3/10
Romeo Elementary SchoolGrades PK-51.7 mi
4/10
Dunnellon Middle SchoolGrades 6-86.3 mi
2/10
Dunnellon High SchoolGrades 9-125.7 mi

Construction

Condition

  • Year built: 1985

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Vinyl Siding,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Range Hood,Refrigerator
  • Laundry features: Electric Dryer Hookup,In Garage,Washer Hookup

Bathroom2

  • Level: First
  • Area: 40.04
  • Dimensions: 5.2x7.7

Bedroom2

  • Features: Built-in Closet
  • Level: First
  • Area: 110.09
  • Dimensions: 10.9x10.1

Bedroom3

  • Features: Built-in Closet
  • Level: First
  • Area: 124.23
  • Dimensions: 10.1x12.3

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Ceiling Fan(s),Living Room/Dining Room Combo
  • Flooring: Laminate,Vinyl

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,790
  • Total interior livable area: 1,252 sqft

Kitchen

  • Level: First
  • Area: 61.711
  • Dimensions: 10.1x6.11

Living Room

  • Level: First
  • Area: 325.128
  • Dimensions: 13.11x24.8

Primary Bathroom

  • Level: First
  • Area: 35.42
  • Dimensions: 4.6x7.7

Primary Bedroom

  • Features: Built-in Closet
  • Level: First
  • Area: 239.44
  • Dimensions: 16.4x14.6

Property

Details

  • Parcel number: 1803001012
  • Zoning: R1
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Exterior features: Private Yard

Lot

  • Lot size: 0.28 Acres
  • Lot size dimensions: 75 x 162

Parking

  • Total spaces: 1
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Hurricane
    HurricaneRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Lightning
Hurricane
Cold Wave
Heat Wave
Inland Flooding
Strong Wind
Tornado
Wildfire

FEMA Declared Disasters in Marion County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,041$12,492
Home Insurance *$132$1,584
Property Taxes $271$3,252
Electricity $197$2,366
Total$1,641$19,692
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$56,262/yr
40% on housing$49,230/yr
45% on housing$43,760/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.1%
16.1%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 5.6%
5.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$165This listing

vs Other Active Listings

Avg $/sqft

ZIP 34431$140
Marion County$208

vs Homes Sold Last Month

Median $/sqft

ZIP 34431$180
Marion County$168

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-30Listed for sale$215,000
2026-03-24Pending sale$215,000
2026-02-21Listed for sale$215,000
2026-02-11Listing removed$215,000
2025-12-03Price change$215,000
2025-11-02Price change$219,999
2025-10-18Price change$225,900
2025-08-21Price change$229,900
2025-08-10Price change$234,000
2025-05-15Price change$235,000
2025-01-06Price change$237,000
2024-08-28Listed for sale$238,000
2024-03-15Sold$205,000
2024-02-11Pending sale$199,900
2024-02-06Price change$199,900
2024-01-25Listed for sale$220,000
2015-05-12Sold$45,000
2015-04-18Pending sale$49,900
2015-04-15Price change$49,900
2015-03-06Price change$56,900
2015-02-04Price change$64,900
2014-12-31Listed for sale$69,900
2009-05-01Listing removed$79,500
2009-02-22Price change$79,500
2008-11-08Price change$81,000
2008-09-17Listed for sale$84,500

For Sale by Agent

AgentChristopher Dufala
BrokerageSUNBELT REAL ESTATE FLORIDA

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