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4425 Lochridge Pkwy, Louisville, KY, 40299

3beds
2baths
1,675sqft
$399,900
$239price/sqft
$2,673/moest. monthly cost
$106,920/yrincome needed

About This Home

OPEN EVERY Saturday & Sunday from 2-4 pm! BRAND NEW CONSTRUCTION in Prime Jeffersontown Location! Welcome to this stunning 3-bedroom, 2-bath, all brick, new construction home offering quality craftsmanship, energy efficiency & stylish modern finishes throughout. With approximately 1,675 sq. ft., this home features all brick exterior, a 2-car garage & a well-designed open floor plan built for today's lifestyle. Step inside to find 9-foot ceilings, gas fireplace with gorgeous trim, LVP flooring throughout & ceramic tile in the bathrooms & utility room. The custom trim & crown molding, upgraded lighting package, super insulation-including insulated garage walls & ceiling, built-in gas fireplace-showcase the attention to detail in every corner. The gourmet kitchen boasts a large quartz center island, 42-inch upper cabinets with soft-close door and drawers and stainless steel appliances including a range, refrigerator, dishwasher, and above-range microwave. Additional touches like built-in laundry cabinets and a covered front & back porch with ceiling fan enhance comfort and convenience. The spacious primary suite offers a hip-vault ceiling, double-bowl vanity, and a large walk-in closet. Located in a prime Jeffersontown neighborhood, this property is one of 10 new homes available  each featuring modern layouts and quality finishes. Builder is a licensed Real Estate Broker in the States of Kentucky and Florida. Listing Agent is related to the Seller/Builder.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
18
BikeSomewhat Bikeable

Schools

4/10
Carrithers Middle SchoolGrades 6-80.9 mi
2/10
Jeffersontown High SchoolGrades 9-121.6 mi

Construction

Condition

  • Year built: 2025

Materials

  • Foundation: Concrete Perimeter
  • Roof: Shingle
  • Construction materials: Vinyl Siding,Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Basement

  • Basement: None

Bedroom

  • Level: First

Bedroom

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Breakfast Room

  • Level: First

Family Room

  • Level: First

Features

  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,675

Foyer

  • Level: First

Full Bathroom

  • Level: First

Great Room

  • Level: First

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,675
  • Total interior livable area: 1,675 sqft

Kitchen

  • Level: First

Laundry

  • Level: First

Primary Bathroom

  • Level: First

Primary Bedroom

  • Level: First

Property

Details

  • Parcel number: 414100080000

Features

  • Stories: 1
  • Patio & porch: Patio,Porch
  • Fencing: None

Lot

  • Lot size: 6,098 sqft
  • Features: Sidewalk,Cleared

Parking

  • Total spaces: 2
  • Parking features: Attached,Entry Front
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Heat Wave
Inland Flooding
Winter Weather

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,022$24,264
Home Insurance *$214$2,568
Property Taxes $283$3,396
Electricity $154$1,850
Total$2,673$32,076
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$91,645/yr
40% on housing$80,190/yr
45% on housing$71,280/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.3%
6.3%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.4%
2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$239This listing

vs Other Active Listings

Avg $/sqft

ZIP 40299$210
Jefferson County$144

vs Homes Sold Last Month

Median $/sqft

ZIP 40299$164
Jefferson County$160

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-11-23Listed for sale$399,900

For Sale by Agent

AgentKendy Darling
BrokerageMetro Realty & Management Inc.

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