See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

3500 Helena St, Gainesville, TX, 76240

4beds
3baths
2,669sqft
$379,900
$142price/sqft
$2,934/moest. monthly cost
$117,360/yrincome needed

About This Home

Owner financing available! Ask us about our Trade In Trade Up program, we can buy your home! Our new 2-story floor plan will have you wondering how you lived so long without all this space. The 4-bedroom, 2.5-bathroom home offers designated space for living, winding down, working and, of course, sleeping. The perfect place for a family with pre-teens and teenagers eager to have their own retreat, the Navasota design invites a plethora of options. Entering the foyer from the front porch, you’ll be greeted by a flex room on your left. This space could function as a home office for the aspiring entrepreneur or a study space for kids working on homework. Continuing on, an L-shape kitchen is situated in the corner of an open floor plan. Extended countertops, walk-in pantry, and large island create a great layout for holiday dinners. The seamlessly connected dining and family room reflect the desirable open concept, which means you’ll never be left out of the conversation. At the end of a long day of gathering and celebration, escape to your haven in the owner’s suite, tucked strategically in the back corner. This room has ample amounts of natural lighting and double doors into the bathroom for added luxury. Entering this bathroom is like walking into a spa with a private water closet, tub, and extended dual vanity. At the end of this long galley lies a dream closet for any shopaholic and shoe lover. Sharing won’t be a problem with plenty of room for his-and-hers clothing. Venturing to the second floor, you will enter into an open game room. This could be the cool hangout spot amongst your teens and their friends by adding a flat screen, pool table, and great lounge furniture. Three equally sized rooms and four walk-in closets mean everyone will have their own space, including your guests. Enjoy everything this two-story floor plan has to offer and start planning your get-togethers now!

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
22
BikeSomewhat Bikeable

Schools

2/10
3/10
3/10
Gainesville High SchoolGrades 9-123.4 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Brick,Fiber Cement

Other

  • Builder name: Riverside Homebuilders

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional,Detached
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Oven,Electric Water Heater,Gas Cooktop,Disposal,Microwave,Tankless Water Heater,Vented Exhaust Fan
  • Laundry features: Washer Hookup,Dryer Hookup,ElectricDryer Hookup,GasDryer Hookup,Laundry in Utility Room

Bedroom

  • Features: Split Bedrooms,Walk-In Closet(s)
  • Level: Second
  • Dimensions: 11 x 11

Bedroom

  • Features: Split Bedrooms,Walk-In Closet(s)
  • Level: Second
  • Dimensions: 12 x 11

Bedroom

  • Features: Split Bedrooms,Walk-In Closet(s)
  • Level: Second
  • Dimensions: 10 x 10

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Level: First
  • Dimensions: 9 x 17

Features

  • Decorative/Designer Lighting Fixtures,Eat-in Kitchen,High Speed Internet,Kitchen Island,Loft,Open Floorplan,Pantry,Cable TV,Walk-In Closet(s)
  • Flooring: Carpet,Ceramic Tile,Luxury Vinyl Plank
  • Number of fireplaces: 1
  • Fireplace features: Family Room,Gas Starter,Masonry,Stone,Wood Burning
  • Fireplace: Yes

Game Room

  • Level: Second
  • Dimensions: 21 x 15

Heating & Cooling

  • Heating features: Central,Electric,Fireplace(s),Heat Pump
  • Cooling features: Central Air,Ceiling Fan(s),Electric,Heat Pump

Interior Area

  • Total interior livable area: 2,669 sqft

Kitchen

  • Features: Built-in Features,Eat-in Kitchen,Granite Counters,Kitchen Island,Pantry,Stone Counters,Walk-In Pantry
  • Level: First
  • Dimensions: 11 x 10

Living Room

  • Features: Ceiling Fan(s),Fireplace
  • Level: First
  • Dimensions: 25 x 19

Master Bedroom

  • Features: Ceiling Fan(s),Dual Sinks,Garden Tub/Roman Tub,Linen Closet,Separate Shower,Walk-In Closet(s)
  • Level: First
  • Dimensions: 13 x 17

Utility Room

  • Features: Utility Room
  • Level: First
  • Dimensions: 10 x 5

Property

Details

  • Parcel number: 326177
  • Exclusions: minerals

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Rear Porch,Front Porch,Covered
  • Exterior features: Rain Gutters
  • Fencing: Wood

Lot

  • Lot size: 7,840 sqft
  • Features: Interior Lot,Landscaped,Subdivision,Sprinkler System

Parking

  • Total spaces: 2
  • Parking features: Concrete,Driveway,Garage Faces Front,Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Lightning
    LightningModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Tornado
Hail
Heat Wave
Inland Flooding
Ice Storm
Strong Wind
Cold Wave
Lightning
Wildfire

FEMA Declared Disasters Across Texas Counties

Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,920$23,040
Home Insurance *$386$4,632
Property Taxes $335$4,020
Electricity $293$3,516
Total$2,934$35,208
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$100,594/yr
40% on housing$88,020/yr
45% on housing$78,240/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.4%
3.4%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -0.6%
-0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$142This listing

vs Other Active Listings

Avg $/sqft

ZIP 76240$205
Cooke County$232

vs Homes Sold Last Month

Median $/sqft

ZIP 76240$160
Cooke County$173

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-07Price change$419,900
2026-03-11Price change$429,525
2025-11-23Listed for sale$427,525

New Construction Spec

AgentClinton Shipley
BrokerageNTex Realty, LP

Similar Homes