465 Private Road 1314, Centerville, TX, 75833
About This Home
This property has incredible potential, set on a massive, partially cleared 10-acre lot. Currently under construction, it gives you a head start toward creating something exceptional. Key essentials are in place, with a 14x20 shop, septic, water, and electricity already provided. Sold as is, it has the foundation and a barndo building that needs to be erected, planned for 1,708 sq ft of living space, with additional expansive front and back porches for outdoor living. The interiors would include a large kitchen with a substantial island, an open living area, two bedrooms, two baths, and a generous pantry/mud room. Whether you’re seeking a promising investment or a remarkable, lasting home base, this property delivers a compelling foundation to build upon. The gated community offers access to a private park with serene lakes perfect for fishing, a private dock, stunning breathtaking views, and an abundance of wildlife—creating a peaceful and picturesque living experience.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- New construction: Yes
- Year built: 2025
Type & Style
- Home type: SingleFamily
- Property subType: Farm
Interior
Bedroom
- Level: First
- Area: 159.12
- Dimensions: 11.7x13.6
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
Features
- All Bedrooms Down,En-Suite Bath,Primary Bed - 1st Floor,Walk-In Closet(s)
Heating & Cooling
- Heating features: None
- Cooling features: None
Interior Area
- Total structure area: 1,708
- Total interior livable area: 1,708 sqft
Primary Bedroom
- Level: First
- Area: 240.9
- Dimensions: 14.6x16.5
Property
Details
- Exclusions: Na
Lot
- Lot size: 10 Acres
- Features: 10 Up to 15 Acres
Parking
- Parking features: No Garage
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Drought
- Lightning
- Strong Wind
- Tornado
- Hail
- Hurricane
- Heat Wave
- Inland Flooding
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Texas Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,496 | $17,952 |
| Home Insurance * | $387 | $4,644 |
| Property Taxes | $152 | $1,824 |
| Electricity | $238 | $2,859 |
| Total | $2,273 | $27,276 |
Income You'd Need if You Spent...
Texas FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2025-11-23 | Listed for sale | $295,879 |
View on Zillow