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1838 NE 145th Avenue Rd, Silver Springs, FL, 34488

3beds
2baths
1,872sqft
$375,950
$201price/sqft
$2,493/moest. monthly cost
$99,720/yrincome needed

About This Home

ATTENTION! Bring your Mother in law because this LEGAL HORSE RANCH / FARM has 2 Homes on 3 Acres! The main front house is a 2/2 and the rear guest house is a 2 or 3/1…with separate addresses and utilities…rear guest house had a recent complete roof replacement and interior renovation…currently leased for $1,750.- month to a stable, middle aged couple thru July…2/2 front house is currently vacant and just freshly renovated inside and out…ready to move in for the new owner or lease it out for $2,000.- month…for sale by motivated, recently retired, Senior owner…this is a Grandfathered large animal farm / ranch for up to 12 horses…Veterinary clinic / Hospital…farm stand and other agricultural related businesses…RV and boat friendly!

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

3/10
2/10
Lake Weir High SchoolGrades 9-129.6 mi

Construction

Condition

  • Year built: 1980

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Block

Type & Style

  • Home type: SingleFamily
  • Property subType: Farm

Interior

Appliances

  • Appliances included: Electric Water Heater,Range,Refrigerator
  • Laundry features: Inside

Bedroom2

  • Features: Walk-In Closet(s)
  • Level: First

Bedroom3

  • Features: No Closet
  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dinette

  • Level: First

Dining Room

  • Level: First

Features

  • Ceiling Fan(s),Eating Space In Kitchen,Kitchen/Family Room Combo,Living Room/Dining Room Combo,Walk-In Closet(s)
  • Window features: Window Treatments
  • Flooring: Tile

Florida Room

  • Level: First

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Wall/Window Unit(s)

Interior Area

  • Total structure area: 2,086
  • Total interior livable area: 1,872 sqft

Kitchen

  • Level: First

Laundry

  • Level: First

Living Room

  • Level: First

Primary Bedroom

  • Features: Walk-In Closet(s)
  • Level: First

Property

Details

  • Parcel number: 3195602400
  • Zoning: A1
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Exterior features: Dog Run,Lighting,Private Mailbox,Rain Gutters,Storage

Lot

  • Lot size: 3.01 Acres
  • Lot size dimensions: 236 x 556

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Hurricane
Lightning
Cold Wave
Inland Flooding
Strong Wind
Tornado
Wildfire

FEMA Declared Disasters in Marion County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,901$22,812
Home Insurance *$170$2,040
Property Taxes $225$2,700
Electricity $197$2,366
Total$2,493$29,916
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$85,474/yr
40% on housing$74,790/yr
45% on housing$66,480/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.1%
16.1%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 5.6%
5.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$201This listing

vs Other Active Listings

Avg $/sqft

ZIP 34488$110
Marion County$208

vs Homes Sold Last Month

Median $/sqft

ZIP 34488$173
Marion County$168

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-05Price change$395,950
2026-02-20Listed for sale$399,950
2026-02-20Listing removed$399,950
2026-01-20Listed for sale$399,950
2021-11-24Listing removed--
2021-04-29Listed for sale$285,000

For Sale by Agent

AgentSteven Koleno
BrokerageBEYCOME OF FLORIDA LLC

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