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2135 SE Cottonwood Circle, Visalia, CA, 93277

3beds
3baths
2,812sqft
$699,000
$249price/sqft
$4,761/moest. monthly cost
$190,440/yrincome needed

About This Home

Located in desirable Gold Creek, this custom home showcases Mediterranean-inspired architecture, beautiful curb appeal, and a grand double door entry that immediately sets the tone for the quality and elegance found throughout. Thoughtfully designed for an elevated yet comfortable lifestyle, the home blends craftsmanship, functionality, and inviting living spaces in a low-maintenance setting. At the heart of the home is a bright and beautifully designed kitchen filled with natural light, generous counter space, classic custom cabinetry, and bar seating that creates the perfect place for everyday meals and gathering. Large windows enhance the open feel of the space. A dedicated dining area offers space for meals, while the flexible floor plan includes an additional living area that can serve as a sitting room, media room, or gathering space depending on your needs. The main living room is warm and welcoming, centered around a cozy fireplace that creates an inviting atmosphere for relaxing or entertaining. The thoughtfully designed split floor plan offers three spacious bedrooms plus a dedicated office with built-in storage and a closet, providing excellent flexibility. The expansive owner's suite feels like a private retreat with generous space to unwind. The luxurious ensuite bathroom features a large walk-in shower, an elegant soaking tub, dual vanities, and a unique, beautifully designed makeup vanity that adds both style and function. A spacious walk-in closet completes the suite. Outdoor living is equally inviting, with several patio areas ideal for entertaining, relaxing, or creating your own outdoor retreat with space for a spa and seating areas. The finished garage offers additional versatility with ample space for storage, hobbies, or flexible use. Schedule your private showing to experience this exceptional home.

Getting Around

23
WalkingCar-Dependent
0
TransitVery Limited Transit
45
BikeSomewhat Bikeable

Schools

8/10
4/10
La Joya Middle SchoolGrades 7-80.9 mi
8/10
El Diamante High SchoolGrades 9-120.5 mi

Construction

Condition

  • Year built: 2007

Materials

  • Roof: Tile

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Fireplace features: Family Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,812
  • Total interior livable area: 2,812 sqft

Property

Details

  • Parcel number: 119410046000

Features

  • Stories: 1
  • Patio & porch: Covered,Patio

Lot

  • Lot size: 0.30 Acres
  • Features: Corner Lot
  • Lot size dimensions: Irregular

Parking

  • Total spaces: 3
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Earthquake
    EarthquakeModerate

How This Home’s Risks Compare

Heat Wave
Inland Flooding
Earthquake

FEMA Declared Disasters in Tulare County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,534$42,408
Home Insurance *$224$2,688
Property Taxes $401$4,812
Electricity $602$7,235
Total$4,761$57,132
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$163,234/yr
40% on housing$142,830/yr
45% on housing$126,960/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.6%
6.6%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$249This listing

vs Other Active Listings

Avg $/sqft

ZIP 93277$190
Tulare County$348

vs Homes Sold Last Month

Median $/sqft

ZIP 93277$236
Tulare County$238

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-13Listed for sale$725,000
2026-02-11Listing removed$739,000
2026-01-27Price change$739,000
2025-11-21Listed for sale$745,000

For Sale by Agent

AgentErik L Anderson
BrokerageAnderson Real Estate Group

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