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LOT 24 Val Monte Dr, Guntersville, AL, 35976

2beds
3baths
1,698sqft
$820,500
$483price/sqft
$5,252/moest. monthly cost
$210,080/yrincome needed

About This Home

Proposed Construction-Proposed Construction at Duckett Point. The Blackberry Cottage offers 2 bedrooms, 2.5 bathrooms plus a bunk room and a two car garage. Gated community amenities include Private boat dock, The Shoreline Club, pool, fitness center, boat concierge, Willow Park, walking trails and more. Maintenance-free living just steps from Lake Guntersville. Call today!

Getting Around

5
WalkingCar-Dependent
0
TransitVery Limited Transit
21
BikeSomewhat Bikeable

Schools

9/10
9/10
5/10
Guntersville High SchoolGrades 9-120.8 mi

Construction

Condition

  • Property condition: Proposed Construction

Other

  • Builder name: DUCKETT POINTE LLC

Type & Style

  • Home type: SingleFamily
  • Architectural style: Craftsman
  • Property subType: Single Family Residence

Interior

Basement

  • Basement: Crawl Space

Bedroom2

  • Features: 10’ + Ceiling
  • Level: Second
  • Area: 110

Bedroom3

  • Level: Second
  • Area: 80

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Fireplace features: None

Heating & Cooling

  • Heating features: Central 1
  • Cooling features: Central 1

Interior Area

  • Total interior livable area: 1,698 sqft

Kitchen

  • Features: 10’ + Ceiling
  • Level: First
  • Area: 182

Living Room

  • Features: 10’ + Ceiling
  • Level: First
  • Area: 182

Master Bedroom

  • Features: 10’ + Ceiling
  • Level: Second
  • Area: 182

Property

Parking

  • Parking features: Garage-Two Car

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Inland Flooding
Lightning
Strong Wind
Earthquake
Heat Wave
Ice Storm
Winter Weather

FEMA Declared Disasters Across Alabama Counties

Hurricane
Severe Storm
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,148$49,776
Home Insurance *$659$7,908
Property Taxes $205$2,460
Electricity $240$2,881
Total$5,252$63,024
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$180,068/yr
40% on housing$157,560/yr
45% on housing$140,053/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.0%
8.0%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$483This listing

vs Other Active Listings

Avg $/sqft

ZIP 35976$236
Marshall County$183

vs Homes Sold Last Month

Median $/sqft

ZIP 35976$169
Marshall County$153

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-11-24Listed for sale$820,500

For Sale by Agent

AgentAmy Poole
BrokerageAinsworth Real Estate, LLC

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