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3658 Lilac Ln APT 4, Dayton, OH, 45431

3beds
3baths
1,820sqft
$268,500
$148price/sqft
$2,000/moest. monthly cost
$80,000/yrincome needed

About This Home

Available for the 1st time in over a decade, this highly desirable, VA-approved condo in the Carriage Homes of Willow Creek has only been occupied by 3 households. The home has always been pet-free and smoke-free, resulting in exceptionally low wear-and-tear. Located less than 3 minutes to I-675 and Soin Medical Center, and under 10 minutes to Wright-Patterson AFB, this rare top-floor corner unit is nestled in the community's only 4-unit building, offering a quieter setting with convenient open parking right outside. Everyday necessities are practically next door, with the Mall at Fairfield Commons, Sam’s Club, Walmart, Meijer, Aldi, Fresh Thyme, Target, Lowe’s, and Home Depot all 4–6 minutes away. The property provides a low-maintenance lifestyle ideal for military members, government civilians, defense contractors, and medical professionals. Enjoy the privacy of a direct entry through your front door or the attached 2-car garage. From either entrance, dedicated interior stairs lead straight up into a spacious, single-level open floor plan. The bright interior highlights beautiful vaulted ceilings, abundant natural light, and a cozy gas fireplace. The kitchen comes equipped with 42-inch cabinets and select upgraded slate finishes. A half-bathroom for guests is located off the main living area. Just off the dining room, a private balcony overlooks a tranquil 3-acre pond and fountain. The adjacent 3rd bedroom shares this same scenic view, making it a perfect home office. For added privacy, the primary suite and 2nd bedroom face a quiet, wooded tree line, completing the property's rare dual-view setting. The primary suite features a spacious walk-in closet and an en suite bathroom with a double vanity and step-in shower. A 2nd full bathroom offers a relaxing jetted tub. While fully functional and clean, the home is priced to allow you to bring your own minor cosmetic updates over time. For ultimate peace of mind, the seller is including a 1-year home warranty.

Getting Around

20
WalkingCar-Dependent
0
TransitVery Limited Transit
56
BikeBikeable

Schools

7/10
Shaw Elementary SchoolGrades K-51.0 mi
7/10
Beavercreek High SchoolGrades 9-123.9 mi

Construction

Condition

  • Year built: 2004

Materials

  • Foundation: Slab
  • Construction materials: Brick,Vinyl Siding

Type & Style

  • Home type: Condo
  • Architectural style: Ranch
  • Property subType: Condominium

Interior

Bedroom

  • Level: Main
  • Dimensions: 14 x 11

Bedroom

  • Level: Main
  • Dimensions: 12 x 11

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 2

Dining Room

  • Level: Main
  • Dimensions: 10 x 8

Features

  • Fireplace features: Gas
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,820
  • Total interior livable area: 1,820 sqft

Kitchen

  • Features: Eat-in Kitchen
  • Level: Main
  • Dimensions: 14 x 11

Laundry

  • Level: Main
  • Dimensions: 7 x 7

Living Room

  • Level: Main
  • Dimensions: 24 x 14

Master Bedroom

  • Level: Main
  • Dimensions: 16 x 12

Property

Details

  • Parcel number: B42000100100006300
  • Zoning: Residential
  • Zoning description: Residential

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size dimensions: 0

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage,Two Car Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Ice Storm
Lightning
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across Ohio Counties

Flood
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,357$16,284
Home Insurance *$93$1,116
Property Taxes $355$4,260
Electricity $195$2,342
Total$2,000$24,000
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$68,571/yr
40% on housing$60,000/yr
45% on housing$53,333/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.0%
12.0%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: -1.8%
-1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$148This listing

vs Other Active Listings

Avg $/sqft

ZIP 45431$138
Greene County$159

vs Homes Sold Last Month

Median $/sqft

ZIP 45431$176
Greene County$158

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-28Price change$268,500
2026-06-10Listed for sale$268,520
2015-10-09Sold$161,000
2004-11-12Sold$147,900

For Sale by Agent

AgentJoan Elflein
BrokerageOhio Broker Direct

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