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660 Lime Creek Way, Chelsea, AL, 35043

4beds
4baths
2,869sqft
$599,900
$209price/sqft
$3,898/moest. monthly cost
$155,920/yrincome needed

About This Home

Our Titan, sitting on just under half an acre is available in the beautiful Lime Creek neighborhood. Cozy, wooded and private. Master bedroom located on the main level walks out to the shared kitchen, dining and living room - perfect for entertaining. Spruce beams line the elevated ceilings and cozy the space up. 3 additional bedrooms with 2 bathrooms matched with an oversized loft accommodate the upstairs living space. Soak up the beautiful and peaceful Chelsea surroundings underneath your large covered back patio. Enjoy features like: 4 sides brick, gas fireplace, hardwood throughout the main living area, crown molding throughout the main floor, tile in the laundry and baths and quartz throughout. You will fall in love the open-ness of this home. Combine the joy of your favorite vacation with the comforts of home while falling in love with Chelsea and the beautiful sites of Lime Creek!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
4
BikeSomewhat Bikeable

Schools

9/10
10/10
Chelsea Middle SchoolGrades 6-83.5 mi
8/10
Chelsea High SchoolGrades 9-123.2 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Slab
  • Construction materials: Brick

Other

  • Builder name: Thoroughbred Homes by DAL Properties

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Electric Oven,Self Cleaning Oven,Stainless Steel Appliance(s),Stove-Gas,Gas Water Heater
  • Laundry features: Electric Dryer Hookup,Washer Hookup,Main Level,Laundry Room,Laundry (ROOM),Yes

Basement

  • Area: 0

Bathroom1

  • Level: First

Bathroom3

  • Level: First

Bedroom1

  • Level: Second

Bedroom2

  • Level: Second

Bedroom3

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Dining Room

  • Level: First

Features

  • Recessed Lighting,Split Bedroom,High Ceilings,Cathedral/Vaulted,Crown Molding,Smooth Ceilings,Tray Ceiling(s),Soaking Tub,Linen Closet,Separate Shower,Tub/Shower Combo,Walk-In Closet(s)
  • Window features: Double Pane Windows
  • Flooring: Carpet,Hardwood,Tile
  • Number of fireplaces: 1
  • Fireplace features: Insert,Stone,Ventless,Great Room,Gas
  • Fireplace: Yes
  • Attic: Pull Down Stairs,Yes
  • Finished area below ground: 0
  • Finished area above ground: 2,869

Heating & Cooling

  • Heating features: Dual Systems (HEAT),Natural Gas,Heat Pump
  • Cooling features: Central Air,Dual,Heat Pump,Ceiling Fan(s)

Interior Area

  • Total interior livable area: 2,869 sqft

Kitchen

  • Features: Stone Counters,Eat-in Kitchen,Kitchen Island
  • Level: First

Master Bathroom

  • Level: First

Master Bedroom

  • Level: First

Property

Details

  • Parcel number: 000
  • Special condition: N/A

Features

  • Levels: 2+ story
  • Pool features: None
  • Patio & porch: Covered,Open (PATIO),Patio,Porch,Covered (DECK),Open (DECK),Deck
  • Exterior features: Sprinkler System
  • Has view: Yes
  • View description: None
  • Waterfront features: No

Lot

  • Lot size: 0.43 Acres
  • Features: Few Trees,Subdivision

Parking

  • Total spaces: 4
  • Parking features: Attached,Parking (MLVL),Garage Faces Side
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 4
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Tornado
Lightning
Cold Wave
Heat Wave
Inland Flooding
Strong Wind

FEMA Declared Disasters Across Alabama Counties

Hurricane
Severe Storm
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,033$36,396
Home Insurance *$335$4,020
Property Taxes $209$2,508
Electricity $321$3,852
Total$3,898$46,776
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$133,645/yr
40% on housing$116,940/yr
45% on housing$103,946/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.8%
8.8%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.8%
2.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$209This listing

vs Other Active Listings

Avg $/sqft

ZIP 35043$216
Shelby County$171

vs Homes Sold Last Month

Median $/sqft

ZIP 35043$167
Shelby County$174

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-11-25Listed for sale$599,900

New Construction Spec

AgentCourtney Hill
BrokerageDAL Properties, LLC

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