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9780 Las Lomas Ave APT 9, Atascadero, CA, 93422

3beds
3baths
1,286sqft
$405,000
$315price/sqft
$2,737/moest. monthly cost
$109,480/yrincome needed

About This Home

Rare opportunity to own one of the few 3-bedroom, 2.5-bath condo floor plans available in Atascadero. This spacious home offers a functional layout with comfortable living and dining areas, a well-appointed kitchen, and a convenient half bath on the main level. Upstairs, all three bedrooms provide privacy and flexibility for a variety of living arrangements, including guest space, home office, or additional storage. The seller is offering a credit toward second-floor flooring, giving the next owner the chance to customize the space to their own style and finishes. Ideally located near shopping, restaurants, schools, and convenient Highway 101 access, this property offers a fantastic opportunity for both owner-occupants and investment potential.

Getting Around

45
WalkingCar-Dependent
0
TransitVery Limited Transit
50
BikeBikeable

Schools

7/10
Atascadero Middle SchoolGrades 6-82.1 mi
8/10
Atascadero High SchoolGrades 9-122.0 mi

Construction

Condition

  • Year built: 1979

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Laundry features: Common Area

Bedroom

  • Features: All Bedrooms Up

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Features

  • All Bedrooms Up
  • Fireplace features: None
  • Common walls with other units/homes: 2+ Common Walls

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 1,286 sqft

Property

Details

  • Parcel number: 030473028
  • Attached to another structure: Yes
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Entry location: 1
  • Pool features: None
  • Has view: Yes
  • View description: None

Lot

  • Lot size: 1,286 sqft

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Inland Flooding
    Inland FloodingRelatively High

How This Home’s Risks Compare

Earthquake
Inland Flooding

FEMA Declared Disasters in San Luis Obispo County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,047$24,564
Home Insurance *$76$912
Property Taxes $216$2,592
Electricity $398$4,786
Total$2,737$32,844
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$93,840/yr
40% on housing$82,110/yr
45% on housing$72,986/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.7%
8.7%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: -0.1%
-0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$315This listing

vs Other Active Listings

Avg $/sqft

ZIP 93422$383
San Luis Obispo County$561

vs Homes Sold Last Month

Median $/sqft

ZIP 93422$490
San Luis Obispo County$522

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-10Price change$430,000
2026-04-20Listed for sale$444,900

For Sale by Agent

AgentJarrod Westerlund
BrokerageLPT Realty, Inc

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