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1942 Central Ave #36, Albany, NY, 12205

3beds
2baths
0sqft
$159,900
--price/sqft
$1,332/moest. monthly cost
$53,280/yrincome needed

About This Home

Make this 2026 model 3 bedroom home in Lone Pine Community yours. $159,900 + tax. Located on Central Avenue in the heart of Colonie, this small, quiet community puts you midway between all the shopping, dining and entertainment to be found in Albany, Schenectady and Saratoga Springs. On-site management, excellent school system, hiking, biking, boating, lakes-beaches-marinas nearby, skiing-golfing close by, state parks-water parks close.

Getting Around

45
WalkingCar-Dependent
37
TransitSome Transit
40
BikeSomewhat Bikeable

Schools

6/10
Lisha Kill Middle SchoolGrades 5-80.8 mi
7/10
8/10

Construction

Condition

  • Year built: 2025

Materials

  • Roof: Asphalt
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: MobileManufactured
  • Property subType: Manufactured Home

Interior

Appliances

  • Appliances included: Dishwasher,Refrigerator,Microwave,Oven

Basement

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Linoleum
  • Finished area above ground: 1,200

Heating

  • Heating features: Propane,Forced Air

Interior Area

  • Total structure area: 1,200

Property

Details

  • On leased land: Yes
  • Lease amount: 625

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Ice Storm
Lightning
Strong Wind
Tornado

FEMA Declared Disasters in Albany County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $808$9,696
Home Insurance *$52$624
Property Taxes $226$2,712
Electricity $246$2,954
Total$1,332$15,984
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$45,668/yr
40% on housing$39,960/yr
45% on housing$35,520/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: -5.7%
-5.7%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -4.0%
-4.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 12205$229
Albany County$195

vs Homes Sold Last Month

Median $/sqft

ZIP 12205$225
Albany County$223

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-11-25Listed for sale$159,900

For Sale by Agent

AgentDarice Joerman
BrokerageGarden Homes Management

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