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27 Beach Homes #27, Captiva, FL, 33924

5beds
5baths
2,680sqft
$4,495,000
$1,677price/sqft
$26,486/moest. monthly cost
$1,059,440/yrincome needed

About This Home

Picture yourself on island time where contemporary coastal elegance meets the pristine shores of Captiva Island. This 5 bedroom, 4 1/2 bath gem represents the thoughtfully reimagined collaborative vision of Amy Nowacki's architectural expertise, Will Smith's masterful construction, and Aniko's inspired interior design—creating a space that's as refined as it is relaxed. Step inside where every thoughtful detail whispers "come as you are" while surrounding you with serious comfort. The heart of this stunning home showcases a chef’s dream kitchen featuring Subzero, Wolf, and Bosch appliances and custom wet bar that make whipping up everything from morning coffee to sunset cocktails feel like pure joy. The contemporary coastal vibe flows naturally throughout, blending clean, modern touches with those warm, beachy textures that make you want to kick off your shoes and stay awhile. The upper level unfolds like a private resort—a wonderfully spacious family room, bonus room and full bath with exceptional panoramic Gulf views. Watching dolphins play in the waves or catching those legendary Captiva sunsets becomes your new favorite daily ritual. The perfectly placed wet bar makes entertaining friends and family a breeze, while the extended upper sundeck creates the ultimate indoor-outdoor hangout spot where island breezes are always present.

Getting Around

23
WalkingCar-Dependent
0
TransitVery Limited Transit
57
BikeBikeable

Schools

9/10
The Sanibel SchoolGrades PK-87.6 mi
5/10
Cypress Lake High SchoolGrades 9-1218.1 mi
5/10
Fort Myers High SchoolGrades 9-1220.7 mi

Construction

Condition

  • Year built: 1974

Materials

  • Foundation: Piling Wood
  • Construction materials: Aluminum/Metal,Frame

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Additional Refrigerator,Cooktop,Dishwasher,Disposal,Microwave,Refrigerator-Ice maker,Electric Oven,Washer,Water Heater

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1

Features

  • Breakfast Bar,Pantry,Storage,8 Ft Ceilings,Vaulted Ceiling(s),Split Bedrooms
  • Door features: Shutters Electric,Sliding Doors,Impact Resistant Doors
  • Window features: Impact Resistant Windows,Shutters Electric,Sliding,Window Coverings
  • Flooring: Marble,Tile

Heating & Cooling

  • Heating features: Central
  • Cooling features: Ceiling Fan(s),Central Air,Zoned

Interior Area

  • Total structure area: 3,725
  • Total interior livable area: 2,680 sqft

Master Bathroom

  • Features: Dbl Sinks,Double Vanity,Sep. Shower,Shower Only,Tile

Master Bedroom

  • Features: Porch,Tile
  • Level: First

Property

Features

  • Levels: Two
  • Stories: 2
  • Pool features: Community
  • Patio & porch: Open Porch,Screened,Deck,Porch
  • Exterior features: Storage,Dock Master,Fuel Dock
  • Has view: Yes
  • View description: Water,Pool,Tennis Court
  • Has water view: Yes
  • Water view: Water
  • On waterfront: Yes
  • Waterfront features: Beach Front,Gulf,Navigable Water,No Bridge,South Seas

Parking

  • Parking features: Assigned,Open

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingVery High
  • Hurricane
    HurricaneVery High
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Tsunami

FEMA Declared Disasters in Lee County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $22,729$272,748
Home Insurance *$567$6,804
Property Taxes $2,921$35,052
Electricity $269$3,236
Total$26,486$317,832
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$908,091/yr
40% on housing$794,580/yr
45% on housing$706,293/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.2%
15.2%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.7%
2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,677This listing

vs Other Active Listings

Avg $/sqft

ZIP 33924$993
Lee County$283

vs Homes Sold Last Month

Median $/sqft

ZIP 33924$647
Lee County$222

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-27Price change$4,495,000
2025-11-25Listed for sale$4,790,000

For Sale by Agent

AgentMarty S Stokes
BrokerageTimbers FL Real Estate Company LLC

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