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1342 S Lake St, Plainfield, NJ, 07060

4beds
2baths
0sqft
$549,880
--price/sqft
$4,108/moest. monthly cost
$164,320/yrincome needed

About This Home

Welcome to 1342 Lake St! This charming Colonial was entirely restored from top to bottom. It has BRAND NEW EVERYTHING! The home is well situated in a peaceful and highly desirable section of Plainfield! The numerous upgrades and renovation have transformed 1342 Lake Street into the perfect nest! Featuring an updated kitchen with granite countertops, newer appliances and beautiful hardwood floors throughout. Offering 4 bedrooms, 2 Full renovated bathrooms and a 2 car-detached garage. The spacious front porch and the second-floor enclosed porch are just perfect for relaxation! The huge attic and basement with high ceiling clearance can be finished for extra living spaces; come and visualize it for yourself. You get new windows and doors, new electrical panel, new wiring throughout, new water tank, new furnace, new deck, new heating system, new plumbing (PEX), new draining system, new floors, new bathrooms and new kitchen, freshly painted inside and out, and many more upgrades. You can be in touch with nature on your own low maintenance backyard here. Near shopping, dining, recreation and transportation. Experience the best of both worlds, as you enjoy the peacefulness of the suburbs of NJ, while still being just a drive away from the vibrant energy of Manhattan. Public transportation includes the bus stop at Plainfield Ave, about 6 minutes away and 17 minutes away to the Netherwood Train Station. Come and see it for yourself.

Getting Around

21
WalkingCar-Dependent
37
TransitSome Transit
35
BikeSomewhat Bikeable

Schools

1/10
3/10
Maxson Middle SchoolGrades 6-80.6 mi
1/10
Plainfield High SchoolGrades 9-120.6 mi

Construction

Materials

  • Roof: Asphalt

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Range/Oven,Refrigerator,Electric Water Heater

Basement

  • Area: 0

Basement

  • Has basement: Yes
  • Basement: Full, Storage Space, Utility Room, Laundry Facilities

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: Dining L

Features

  • Kitchen,Bath Full,Dining Room,Family Room,4 Bedrooms,Attic
  • Flooring: Wood

Heating & Cooling

  • Heating features: Baseboard,Radiant
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 0

Kitchen

  • Features: Eat-in Kitchen

Property

Details

  • Parcel number: 291200815000000011

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Deck
  • Exterior features: Deck

Lot

  • Features: Level
  • Lot size dimensions: 0.00 x 0.00

Parking

  • Total spaces: 2
  • Parking features: 1 Car Width,Garage,Detached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Strong Wind
Winter Weather
Cold Wave
Heat Wave
Ice Storm

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,780$33,360
Home Insurance *$205$2,460
Property Taxes $930$11,160
Electricity $193$2,318
Total$4,108$49,296
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$140,845/yr
40% on housing$123,240/yr
45% on housing$109,546/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.2%
8.2%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 07060$319
Union County$380

vs Homes Sold Last Month

Median $/sqft

ZIP 07060$325
Union County$416

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-10Contingent$554,880
2026-05-02Listed for sale$554,880
2026-04-15Listing removed$548,880
2026-03-04Listed for sale$548,880
2026-02-10Contingent$548,880
2025-12-10Price change$548,880
2025-11-29Listed for sale$574,880

For Sale by Agent

AgentANDREIA F. MELNIKOFF
BrokerageUNITED R.E. OF NORTH JERSEY

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