




4400 SW 20th Ave, Ocala, FL, 34471
About This Home
Mid-Century Modern feel with undeniable Luxury. This home has had a complete renovation, top to bottom. New everything. Must see the luxury modern touches throughout. Double laundry, large 14 ft Kitchen quartz top island, the list is endless. Experience refined living in one of Ocala’s most sought-after gated enclaves at 4400 Southwest 20th Avenue. Elegance and privacy define this custom residence, ideally situated on a quiet corner lot of just over one acre in the exclusive gated enclave of Oak Creek Caverns. Encompassing approximately 3,627 square feet of living area, the five-bedroom, three-and-one-half-bath home blends timeless craftsmanship with modern comfort, creating a distinguished retreat minutes from the conveniences of State Road 200. A stately entry introduces spacious interiors designed for both everyday living and entertaining. The open-concept kitchen has been thoughtfully renovated with quartz countertops, custom wood cabinetry, and a large 14-foot center island with seating. The adjoining breakfast nook provides a welcoming space for casual meals, framed by natural light and garden views. The family room features high ceilings and a set-back media wall, while the main living area includes a 12-foot built-in bar and expansive bi-fold glass doors that open to the covered porch. The seamless indoor-outdoor connection invites relaxation and entertaining against a backdrop of mature landscaping and a lush, private backyard. The primary suite offers a spacious bedroom with a sitting area, walk-in closet, and a recently completed bath showcasing elegant finishes and a spa-inspired layout. Additional bedrooms are well appointed and versatile, providing options for guests, home office space, or a media room. Recent improvements enhance both style and efficiency, new fiber cement siding, all new windows and doors throughout the home, new roof with skylights and engineered hardwood flooring throughout the home, as well as fresh interior paint. Every detail reflects thoughtful design and pride of ownership. Oak Creek Caverns is a gated and fully fenced community offering an unparalleled sense of privacy and peace. Its location provides rare convenience, positioned near premier schools such as Blessed Trinity High School, and minutes from shopping, dining, and healthcare options. Despite its proximity to amenities, the setting feels secluded and tranquil, creating the best of both worlds for those seeking refined living within reach of everything Ocala offers.
Getting Around
Schools
Construction
Condition
- Property condition: Completed
- Year built: 1987
Materials
- Foundation: Slab
- Roof: Shingle
- Construction materials: Cement Siding,Stucco
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Bar Fridge,Oven,Convection Oven,Cooktop,Dishwasher,Disposal,Dryer,Exhaust Fan,Freezer,Ice Maker,Microwave,Range,Refrigerator,Touchless Faucet,Washer,Water Filtration System,Water Purifier,Wine Refrigerator
- Laundry features: Inside,Laundry Room
Balcony Porch Lanai
- Level: First
- Area: 360
- Dimensions: 30x12
Bedroom1
- Features: Built-in Closet
- Level: First
- Area: 209
- Dimensions: 19x11
Bedroom2
- Features: Built-in Closet
- Level: First
- Area: 168
- Dimensions: 12x14
Bedroom3
- Features: Built-in Closet
- Level: First
- Area: 204
- Dimensions: 12x17
Bedroom4
- Features: Built-in Closet
- Level: First
- Area: 210
- Dimensions: 14x15
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
Dinette
- Level: First
- Area: 180
- Dimensions: 12x15
Family Room
- Level: First
- Area: 252
- Dimensions: 14x18
Features
- Built-in Features,Ceiling Fan(s),Eating Space In Kitchen,High Ceilings,Open Floorplan,Primary Bedroom Main Floor,Solid Surface Counters,Split Bedroom,Thermostat,Walk-In Closet(s),Wet Bar,In-Law Floorplan
- Door features: Sliding Doors
- Window features: Double Pane Windows,Skylight(s)
- Flooring: Tile,Hardwood
Foyer
- Level: First
- Area: 105
- Dimensions: 7x15
Heating & Cooling
- Heating features: Electric
- Cooling features: Central Air,Zoned
Interior Area
- Total structure area: 3,627
- Total interior livable area: 3,627 sqft
Kitchen
- Level: First
- Area: 112
- Dimensions: 14x8
Kitchen
- Level: First
- Area: 169
- Dimensions: 13x13
Living Room
- Level: First
- Area: 196
- Dimensions: 14x14
Primary Bathroom
- Level: First
- Area: 170
- Dimensions: 10x17
Primary Bedroom
- Features: Dual Closets
- Level: First
- Area: 576
- Dimensions: 18x32
Property
Details
- Parcel number: 2393032000
- Zoning: A1
- Special condition: None
Features
- Levels: One
- Stories: 1
- Patio & porch: Covered,Porch,Rear Porch
- Residential vegetation: Trees/Landscaped
Lot
- Lot size: 1.03 Acres
- Features: Corner Lot
- Lot size dimensions: 183 x 245
Parking
- Total spaces: 2
- Parking features: Garage Door Opener,Garage Faces Side,Ground Level,Parking Pad
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Inland Flooding
- Lightning
- Tornado
- Cold Wave
- Strong Wind
- Wildfire
How This Home’s Risks Compare
FEMA Declared Disasters in Marion County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $4,207 | $50,484 |
| Home Insurance * | $960 | $11,520 |
| Property Taxes | $1,120 | $13,440 |
| Electricity | $365 | $4,380 |
| Total | $6,652 | $79,824 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-03-09 | Price change | $882,000 |
| 2026-02-17 | Price change | $922,000 |
| 2026-01-27 | Listed for sale | $976,000 |
| 2025-07-01 | Listing removed | $1,150,000 |
| 2025-06-05 | Price change | $1,150,000 |
| 2025-05-30 | Price change | $1,194,000 |
| 2025-05-22 | Price change | $1,197,000 |
| 2025-04-14 | Price change | $1,200,000 |
| 2025-04-01 | Price change | $1,275,000 |
| 2025-03-24 | Price change | $1,285,000 |
| 2025-02-25 | Price change | $1,295,000 |
| 2025-02-04 | Price change | $1,375,000 |
| 2025-01-10 | Listed for sale | $1,450,000 |
| 2023-09-27 | Sold | $475,000 |
| 2023-04-11 | Sold | $427,100 |
| 2023-03-23 | Pending sale | $449,000 |
| 2023-02-28 | Price change | $449,000 |
| 2023-02-02 | Price change | $474,000 |
| 2023-01-27 | Price change | $484,000 |
| 2023-01-13 | Listed for sale | $499,000 |
| 2022-12-25 | Pending sale | $499,000 |
| 2022-11-22 | Listed for sale | $499,000 |
