See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

4400 SW 20th Ave, Ocala, FL, 34471

5beds
4baths
3,627sqft
$832,000
$229price/sqft
$6,652/moest. monthly cost
$266,080/yrincome needed

About This Home

Mid-Century Modern feel with undeniable Luxury. This home has had a complete renovation, top to bottom. New everything. Must see the luxury modern touches throughout. Double laundry, large 14 ft Kitchen quartz top island, the list is endless. Experience refined living in one of Ocala’s most sought-after gated enclaves at 4400 Southwest 20th Avenue. Elegance and privacy define this custom residence, ideally situated on a quiet corner lot of just over one acre in the exclusive gated enclave of Oak Creek Caverns. Encompassing approximately 3,627 square feet of living area, the five-bedroom, three-and-one-half-bath home blends timeless craftsmanship with modern comfort, creating a distinguished retreat minutes from the conveniences of State Road 200. A stately entry introduces spacious interiors designed for both everyday living and entertaining. The open-concept kitchen has been thoughtfully renovated with quartz countertops, custom wood cabinetry, and a large 14-foot center island with seating. The adjoining breakfast nook provides a welcoming space for casual meals, framed by natural light and garden views. The family room features high ceilings and a set-back media wall, while the main living area includes a 12-foot built-in bar and expansive bi-fold glass doors that open to the covered porch. The seamless indoor-outdoor connection invites relaxation and entertaining against a backdrop of mature landscaping and a lush, private backyard. The primary suite offers a spacious bedroom with a sitting area, walk-in closet, and a recently completed bath showcasing elegant finishes and a spa-inspired layout. Additional bedrooms are well appointed and versatile, providing options for guests, home office space, or a media room. Recent improvements enhance both style and efficiency, new fiber cement siding, all new windows and doors throughout the home, new roof with skylights and engineered hardwood flooring throughout the home, as well as fresh interior paint. Every detail reflects thoughtful design and pride of ownership.  Oak Creek Caverns is a gated and fully fenced community offering an unparalleled sense of privacy and peace. Its location provides rare convenience, positioned near premier schools such as Blessed Trinity High School, and minutes from shopping, dining, and healthcare options. Despite its proximity to amenities, the setting feels secluded and tranquil, creating the best of both worlds for those seeking refined living within reach of everything Ocala offers.

Getting Around

1
WalkingCar-Dependent
0
TransitNo Nearby Transit
23
BikeSomewhat Bikeable

Schools

6/10
4/10
Liberty Middle SchoolGrades 6-84.8 mi
4/10
West Port High SchoolGrades 9-125.8 mi

Construction

Condition

  • Property condition: Completed
  • Year built: 1987

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Cement Siding,Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Bar Fridge,Oven,Convection Oven,Cooktop,Dishwasher,Disposal,Dryer,Exhaust Fan,Freezer,Ice Maker,Microwave,Range,Refrigerator,Touchless Faucet,Washer,Water Filtration System,Water Purifier,Wine Refrigerator
  • Laundry features: Inside,Laundry Room

Balcony Porch Lanai

  • Level: First
  • Area: 360
  • Dimensions: 30x12

Bedroom1

  • Features: Built-in Closet
  • Level: First
  • Area: 209
  • Dimensions: 19x11

Bedroom2

  • Features: Built-in Closet
  • Level: First
  • Area: 168
  • Dimensions: 12x14

Bedroom3

  • Features: Built-in Closet
  • Level: First
  • Area: 204
  • Dimensions: 12x17

Bedroom4

  • Features: Built-in Closet
  • Level: First
  • Area: 210
  • Dimensions: 14x15

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Dinette

  • Level: First
  • Area: 180
  • Dimensions: 12x15

Family Room

  • Level: First
  • Area: 252
  • Dimensions: 14x18

Features

  • Built-in Features,Ceiling Fan(s),Eating Space In Kitchen,High Ceilings,Open Floorplan,Primary Bedroom Main Floor,Solid Surface Counters,Split Bedroom,Thermostat,Walk-In Closet(s),Wet Bar,In-Law Floorplan
  • Door features: Sliding Doors
  • Window features: Double Pane Windows,Skylight(s)
  • Flooring: Tile,Hardwood

Foyer

  • Level: First
  • Area: 105
  • Dimensions: 7x15

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Central Air,Zoned

Interior Area

  • Total structure area: 3,627
  • Total interior livable area: 3,627 sqft

Kitchen

  • Level: First
  • Area: 112
  • Dimensions: 14x8

Kitchen

  • Level: First
  • Area: 169
  • Dimensions: 13x13

Living Room

  • Level: First
  • Area: 196
  • Dimensions: 14x14

Primary Bathroom

  • Level: First
  • Area: 170
  • Dimensions: 10x17

Primary Bedroom

  • Features: Dual Closets
  • Level: First
  • Area: 576
  • Dimensions: 18x32

Property

Details

  • Parcel number: 2393032000
  • Zoning: A1
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered,Porch,Rear Porch
  • Residential vegetation: Trees/Landscaped

Lot

  • Lot size: 1.03 Acres
  • Features: Corner Lot
  • Lot size dimensions: 183 x 245

Parking

  • Total spaces: 2
  • Parking features: Garage Door Opener,Garage Faces Side,Ground Level,Parking Pad
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Hurricane
Inland Flooding
Lightning
Tornado
Cold Wave
Strong Wind
Wildfire

FEMA Declared Disasters in Marion County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,207$50,484
Home Insurance *$960$11,520
Property Taxes $1,120$13,440
Electricity $365$4,380
Total$6,652$79,824
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$228,068/yr
40% on housing$199,560/yr
45% on housing$177,386/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.1%
16.1%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 5.6%
5.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$229This listing

vs Other Active Listings

Avg $/sqft

ZIP 34471$211
Marion County$208

vs Homes Sold Last Month

Median $/sqft

ZIP 34471$177
Marion County$168

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-09Price change$882,000
2026-02-17Price change$922,000
2026-01-27Listed for sale$976,000
2025-07-01Listing removed$1,150,000
2025-06-05Price change$1,150,000
2025-05-30Price change$1,194,000
2025-05-22Price change$1,197,000
2025-04-14Price change$1,200,000
2025-04-01Price change$1,275,000
2025-03-24Price change$1,285,000
2025-02-25Price change$1,295,000
2025-02-04Price change$1,375,000
2025-01-10Listed for sale$1,450,000
2023-09-27Sold$475,000
2023-04-11Sold$427,100
2023-03-23Pending sale$449,000
2023-02-28Price change$449,000
2023-02-02Price change$474,000
2023-01-27Price change$484,000
2023-01-13Listed for sale$499,000
2022-12-25Pending sale$499,000
2022-11-22Listed for sale$499,000

For Sale by Agent

AgentAngela Rose
BrokeragePREMIER SOTHEBY'S INTERNATIONAL REALTY

Similar Homes