202 Polk St, New Albany, MS, 38652
About This Home
Located in the desirable downtown area of New Albany, this beautiful 3-Bd, 2 bath home is full of charm and modern appeal. Inventing front and back porches add character, while the split floor plan offers comfort and privacy. The open- concept living area features a cozy fireplace. abundant natural light, and a spacious kitchen complete with granite countertops, a center island, and brand-new stainless-steel appliances- perfect for entreating family and friends. luxury vinyl plank flooring throughout provides style and easy maintenance. Additional features include spacious walk-in closets, a convenient laundry room and a double attached garage. Home has quality finishes throughout. All agents see private remarks.
Getting Around
Somewhat Walkable
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- New construction: Yes
- Year built: 2025
Materials
- Foundation: Slab
- Roof: Architectural
Type & Style
- Home type: SingleFamily
- Architectural style: Cottage
- Property subType: Single Family Residence
Interior
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Features
- Granite Counters
- Flooring: Luxury Vinyl
- Fireplace features: Gas Logs
- Fireplace: Yes
Heating & Cooling
- Heating features: Central Gas
- Cooling features: Central Air
Interior Area
- Total structure area: 1,346
- Total interior livable area: 1,346 sqft
Property
Details
- Parcel number: 039N0816000 of a lager lot
Features
- Levels: One
- Stories: 1
Lot
- Lot size: 6,969 sqft
- Lot size dimensions: 50 x 150
Parking
- Total spaces: 2
- Parking features: Attached
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Heat Wave
- Lightning
- Strong Wind
- Earthquake
- Inland Flooding
- Ice Storm
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters in Union County and Mississippi
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,342 | $16,104 |
| Home Insurance * | $197 | $2,364 |
| Property Taxes | $92 | $1,104 |
| Electricity | $192 | $2,304 |
| Total | $1,823 | $21,876 |
Income You'd Need if You Spent...
Mississippi FAIR Plan Programs
Mississippi Residential Property Insurance Underwriting Association
Wildfire
HailWindHow Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-15 | Listed for sale | $265,500 |
| 2026-04-29 | Listing removed | $268,500 |
| 2025-11-26 | Listed for sale | $268,500 |
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