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5757 Bancroft Dr, Pendleton, IN, 46064

5beds
4baths
3,062sqft
$534,900
$175price/sqft
$3,578/moest. monthly cost
$143,120/yrincome needed

About This Home

D.R. Horton, America's Builder, proudly introduces the Johnstown floor plan, nestled within the vibrant community of Pendleton. This impressive home spans 3,062 square feet, embodying the pinnacle of modern living with every amenity you could wish for. It features five generously sized bedrooms, 3.5 luxurious baths, and a spacious 3-car garage, all designed for ultimate comfort and convenience. Imagine relaxing in the expansive great room, hosting memorable dinners in the elegant dining area, or making the most of the versatile flex room on the main floor. The true heart of this home is the breathtaking kitchen, which includes an impressive center island, ample countertop space, rich dark cabinetry, and a thoughtfully positioned corner pantry to inspire your culinary creations. Upstairs, the primary bedroom serves as a peaceful retreat, complete with an ensuite bathroom and dual walk-in closets that redefine spaciousness. The upper level continues to impress with three additional bedrooms, a cozy loft perfect for unwinding, and a conveniently located laundry room. As with all D.R. Horton homes, the Johnstown is equipped with America's Smart Home® Technology, seamlessly blending modern convenience with timeless design. This innovative suite of smart features keeps you effortlessly connected to what truly matters. Photos are representative of plan and may vary as built.

Getting Around

7
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

8/10
9/10

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2026

Other

  • Builder name: D.R. Horton

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Interior Area

  • Total interior livable area: 3,062 sqft

Property

Features

  • Levels: 2.0
  • Stories: 2

Parking

  • Total spaces: 3
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Inland Flooding
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across Indiana Counties

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,704$32,448
Home Insurance *$269$3,228
Property Taxes $325$3,900
Electricity $280$3,368
Total$3,578$42,936
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$122,674/yr
40% on housing$107,340/yr
45% on housing$95,413/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.1%
8.1%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 2.5%
2.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$175This listing

vs Other Active Listings

Avg $/sqft

ZIP 46064$162
Madison County$95

vs Homes Sold Last Month

Median $/sqft

ZIP 46064$166
Madison County$120

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-11-27Listed for sale$528,620

New Construction Spec

BrokerageD.R. Horton

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