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5758 Bancroft Dr, Pendleton, IN, 46064

4beds
3baths
2,278sqft
$509,852
$224price/sqft
$3,352/moest. monthly cost
$134,080/yrincome needed

About This Home

D.R. Horton, America's Builder, presents the Cortland plan. This 2,278-square-foot masterpiece is not just a home; it's a lifestyle. Imagine a single-story sanctuary where every detail is crafted to perfection, boasting an inviting open layout that seamlessly merges comfort and style. With four generous bedrooms and three baths, this home is designed for both relaxation and entertaining. At the heart of the Cortland lies an exquisite kitchen, featuring an abundance of cabinets, expansive countertops, a striking center island, and a walk-in corner pantry-ideal for culinary adventures. Enjoy alfresco dining or morning coffee on the covered patio, accessible through the casual dining area. Each bedroom offers a personal retreat, with the fourth bedroom boasting its own private bath for added luxury. As you step into the welcoming foyer, you'll immediately picture yourself thriving in this thoughtfully designed space. Like all D.R. Horton homes, the Cortland comes equipped with America's Smart Home® Technology, so your home remains connected to the people and places you cherish most. Photos are representative of plan and may vary as built.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

8/10
9/10

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2026

Other

  • Builder name: D.R. Horton

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Interior Area

  • Total interior livable area: 2,278 sqft

Property

Features

  • Levels: 1.0
  • Stories: 1

Parking

  • Total spaces: 3
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Inland Flooding
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across Indiana Counties

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,578$30,936
Home Insurance *$256$3,072
Property Taxes $310$3,720
Electricity $208$2,505
Total$3,352$40,224
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$114,925/yr
40% on housing$100,560/yr
45% on housing$89,386/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.1%
8.1%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 2.5%
2.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$224This listing

vs Other Active Listings

Avg $/sqft

ZIP 46064$161
Madison County$95

vs Homes Sold Last Month

Median $/sqft

ZIP 46064$166
Madison County$120

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-12-24Price change$501,057
2025-12-04Price change$500,857
2025-11-27Listed for sale$538,875

New Construction Spec

BrokerageD.R. Horton

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