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437 Delburg Mill Aly, Davidson, NC, 28036

3beds
4baths
1,916sqft
$644,494
$336price/sqft
$3,957/moest. monthly cost
$158,280/yrincome needed

About This Home

Welcome to this beautifully crafted 3-bedroom, 3.5-bath cottage steps from historic downtown Davidson. Blending timeless charm with modern design, this home offers an open floor plan, designer finishes, energy-efficient systems, a 2-car garage, and a welcoming front porch perfect for morning coffee or evening relaxation. Situated in the highly desirable and walkable Davidson Cottages community, you'll enjoy the convenience of low-maintenance living with lasting curb appeal. Stroll to Main Street’s boutique shops, acclaimed restaurants, and local farmers market, or explore the scenic greenways and parks nearby. Davidson College adds vibrancy and cultural richness to the area, and easy access to I-77 makes commuting to Charlotte or Lake Norman a breeze. This is your chance to own a new home in one of the Carolina’s most sought-after small towns—known for its strong sense of community, excellent schools, and charming atmosphere.

Getting Around

74
WalkingVery Walkable
0
TransitVery Limited Transit
59
BikeBikeable

Schools

9/10
Davidson K-8 SchoolGrades K-80.9 mi
6/10
William Amos Hough HighGrades 9-122.8 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Slab
  • Construction materials: Fiber Cement

Other

  • Builder model: Norman 1916L
  • Builder name: Saussy Burbank

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Electric Range,Exhaust Fan,Microwave
  • Laundry features: Electric Dryer Hookup,Laundry Room,Upper Level

Bathroom Full

  • Level: Lower

Bathroom Full

  • Level: Upper

Bathroom Full

  • Level: Upper

Bathroom Half

  • Level: Main

Bedroom S

  • Level: Lower

Bedroom S

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Dining Area

  • Level: Main

Features

  • Flooring: Tile,Vinyl
  • Attic: Pull Down Stairs
  • Finished area below ground: 0
  • Finished area above ground: 1,916

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,916
  • Total interior livable area: 1,916 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Upper

Living Room

  • Level: Main

Primary Bedroom

  • Level: Upper

Property

Details

  • Parcel number: 00323247
  • Zoning: VI
  • Special condition: Standard

Features

  • Levels: Three Or More
  • Stories: 3
  • Patio & porch: Balcony,Covered,Front Porch

Lot

  • Lot size: 0.03 Acres

Parking

  • Total spaces: 2
  • Parking features: Attached Garage,Garage Door Opener,Garage Faces Rear,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Hail
Inland Flooding
Lightning
Tornado

FEMA Declared Disasters in Mecklenburg County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,258$39,096
Home Insurance *$129$1,548
Property Taxes $370$4,440
Electricity $200$2,405
Total$3,957$47,484
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$135,668/yr
40% on housing$118,710/yr
45% on housing$105,520/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.8%
12.8%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$336This listing

vs Other Active Listings

Avg $/sqft

ZIP 28036$335
Mecklenburg County$237

vs Homes Sold Last Month

Median $/sqft

ZIP 28036$309
Mecklenburg County$238

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-01-10Listed for sale$644,494
2026-01-09Listing removed$578,900
2025-11-28Listed for sale$578,900

New Construction Spec

AgentMichael Orlando
BrokerageTSG Residential

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