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16 Ash Point Road #16, Harpswell, ME, 04079

3beds
3baths
1,728sqft
$559,000
$323price/sqft
$3,717/moest. monthly cost
$148,680/yrincome needed

About This Home

Welcome to 16 Ash Point Road, a condo in name only as it shares the same lot as its 18 Ash Point Road but functions completely separate with zero condo fees. This freshly remodeled home offers a brand new kitchen with quartz counters and new appliances. Three bedrooms and a den space on second floor. A large deck for entertaining, garage space big enough for a car and a workshop and or toy storage., Great location. Nothing left to do but move in. 16 Ash Point would also make a great shorter rental place. Come enjoy South Harpswell!

Getting Around

9
WalkingCar-Dependent
0
TransitVery Limited Transit
23
BikeSomewhat Bikeable

Schools

9/10
6/10
Mt Ararat Middle SchoolGrades 6-813.3 mi
4/10
Mt Ararat High SchoolGrades 9-1213.0 mi

Construction

Condition

  • Year built: 1954

Materials

  • Foundation: Poured Concrete
  • Roof: Pitched,Shingle
  • Construction materials: Wood Frame,Vinyl Siding

Type & Style

  • Home type: Condo
  • Architectural style: Cape Cod
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Cooktop,Dishwasher,Gas Range,Refrigerator

Basement

  • Has basement: Yes
  • Basement: Interior Entry,Daylight,Full

Bedroom1

  • Level: Second

Bedroom2

  • Level: Second

Bedroom3

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Den

  • Level: Basement

Dining Room

  • Level: First

Family Room

  • Level: First

Features

  • Shower,Storage,Walk-In Closet(s),Primary Bedroom w/Bath
  • Window features: Double Pane Windows
  • Flooring: Softwood
  • Finished area below ground: 432
  • Finished area above ground: 1,296

Heating & Cooling

  • Heating features: Heat Pump,Pellet Stove
  • Cooling features: Heat Pump

Interior Area

  • Total structure area: 1,728
  • Total interior livable area: 1,728 sqft

Kitchen

  • Level: First

Property

Details

  • Zoning: RES

Features

  • Levels: Multi/Split
  • Patio & porch: Deck
  • Has view: Yes
  • View description: Fields,Scenic

Lot

  • Lot size: 0.64 Acres
  • Features: Near Public Beach,Level,Open Lot

Parking

  • Total spaces: 1
  • Parking features: Gravel,1 - 4 Spaces
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherVery High
  • Coastal Flooding
    Coastal FloodingRelatively High
  • Hurricane
    HurricaneModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Winter Weather
Coastal Flooding
Hurricane
Ice Storm
Lightning
Tsunami

FEMA Declared Disasters Across Maine Counties

Flood
Hurricane
Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,826$33,912
Home Insurance $170$2,040
Property Taxes $470$5,640
Electricity $251$3,014
Total$3,717$44,604

Income You'd Need if You Spent...

35% on housing$127,440/yr
40% on housing$111,510/yr
45% on housing$99,120/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.5%
9.5%
0%30.0%
Electricity Growth Rate10-year average: 7.7%
7.7%
0%15.0%
Property Taxes Growth Rate2-year average: -0.2%
-0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$323This listing

vs Other Active Listings

Avg $/sqft

ZIP 04079$409
Cumberland County$369

vs Homes Sold Last Month

Median $/sqft

ZIP 04079$470
Cumberland County$317

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-22Listed for sale$559,000
2025-12-19Listing removed$559,000
2025-11-28Listed for sale$559,000

For Sale by Agent

AgentJohn Graham
BrokerageJohn Graham Real Estate

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