See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

385 Tules Creek Rd, Hardinsburg, KY, 40143

5beds
4baths
4,343sqft
$699,500
$161price/sqft
$4,860/moest. monthly cost
$194,400/yrincome needed

About This Home

As the builder's personal residence, this home reflects a higher level of thought, craftsmanship, and detail throughout. Completed in 2025 and set on 1.70 acres, this custom home offers the space, design, and quality that make it stand out from the start. Inside, soaring ceilings, exposed beam detail, and an open-concept layout create a bright and elevated feel throughout the main living areas. The living room centers around a beautiful fireplace and flows into a standout kitchen with a large island, custom cabinetry, granite countertops, and high-end finishes that balance style and function. A formal dining room adds elegance for entertaining, while the dedicated office provides a bold and well-designed space for work or quiet retreat. The primary suite feels like a private escape with a spa-style bath and impressive closet space. Upstairs, the layout offers exceptional flexibility with a private bedroom suite featuring its own bath and kitchenette on one end of the home, while a second upstairs bedroom on the opposite end works perfectly as a playroom, guest room, or additional private living space. The huge covered back patio extends the living space outdoors and creates the perfect setting for relaxing or entertaining. A zero-threshold entry from the garage into the home adds ease, accessibility, and long-term practicality. With 5 bedrooms, 3 full baths, 1 half bath, an attached side-entry garage, and room to breathe, this is a rare opportunity to own a newer custom home with luxury, versatility, and everyday comfort.

Getting Around

11
WalkingCar-Dependent
0
TransitVery Limited Transit
31
BikeSomewhat Bikeable

Schools

6/10
5/10

Construction

Condition

  • Year built: 2025

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Cement Siding,Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Basement

  • Basement: None

Bedroom

  • Level: First

Bedroom

  • Level: First

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Dining Room

  • Level: First

Features

  • Finished area below ground: 0
  • Finished area above ground: 4,343

Full Bathroom

  • Level: First

Full Bathroom

  • Level: Second

Half Bathroom

  • Level: First

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 4,343
  • Total interior livable area: 4,343 sqft

Kitchen

  • Level: First

Laundry

  • Level: First

Office

  • Level: First

Primary Bathroom

  • Level: First

Primary Bedroom

  • Level: First

Property

Details

  • Parcel number: 7417H

Features

  • Stories: 2
  • Patio & porch: Deck,Patio
  • Fencing: None

Lot

  • Lot size: 1.71 Acres
  • Features: Cleared,Level

Parking

  • Total spaces: 2
  • Parking features: Attached,Entry Side,Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Hail
    HailRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Hail
Ice Storm
Winter Weather
Cold Wave
Earthquake
Heat Wave
Inland Flooding
Lightning

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,537$42,444
Home Insurance *$449$5,388
Property Taxes $532$6,384
Electricity $342$4,115
Total$4,860$58,320
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$166,628/yr
40% on housing$145,800/yr
45% on housing$129,600/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.5%
9.5%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 3.9%
3.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$161This listing

vs Other Active Listings

Avg $/sqft

ZIP 40143$134
Breckinridge County$139

vs Homes Sold Last Month

Median $/sqft

ZIP 40143
Breckinridge County$150

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-22Listed for sale$799,900

For Sale by Agent

AgentLavell Jackson, Re/Max Five Star Properties
BrokerageRe/Max Five Star Properties

Similar Homes