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2803 North St, Beaufort, SC, 29902

3beds
3baths
1,674sqft
$679,900
$406price/sqft
$4,371/moest. monthly cost
$174,840/yrincome needed

About This Home

Discover the charm and comfort of this inviting newly built 3-bedroom, 2.5-bath cottage, thoughtfully designed and all on one level for easy living. Designed and built with exceptional attention to detail, this lowcountry style home features an open, flowing floor plan with stunning white oak hardwood floors throughout. The spacious layout features a convenient Jack-and-Jill bathroom connecting two of the bedrooms, while the primary suite enjoys its own private master bath. A versatile flex space adds even more appeal--perfect for a home office, formal dining room, playroom, or hobby area depending on your needs. Perfectly situated for an active lifestyle, this cottage is within walking distance to downtown, the scenic Spanish Moss Trail, local schools, and everyday shopping. Whether you're strolling to town, biking the trail, or enjoying nearby amenities, this location blends peaceful living with unmatched convenience.

Getting Around

18
WalkingCar-Dependent
0
TransitVery Limited Transit
45
BikeSomewhat Bikeable

Schools

5/10
7/10
Beaufort Middle SchoolGrades 6-82.3 mi
4/10
Battery Creek High SchoolGrades 9-122.9 mi

Construction

Condition

  • Year built: 2025

Materials

  • Foundation: Raised
  • Roof: Composition

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Interior Area

  • Total structure area: 1,674
  • Total interior livable area: 1,674 sqft

Property

Details

  • Parcel number: R120 003 000 0946 0000
  • Zoning description: Residential

Features

  • Waterfront features: None

Lot

  • Lot size: 5,662 sqft

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Coastal Flooding
    Coastal FloodingRelatively High
  • Earthquake
    EarthquakeRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Hurricane
Lightning
Coastal Flooding
Earthquake
Ice Storm
Cold Wave
Heat Wave
Inland Flooding
Strong Wind
Tornado

FEMA Declared Disasters in Beaufort County and South Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,437$41,244
Home Insurance *$447$5,364
Property Taxes $283$3,396
Electricity $204$2,449
Total$4,371$52,452
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$149,862/yr
40% on housing$131,130/yr
45% on housing$116,560/yr

South Carolina FAIR Plan Programs

South Carolina Wind and Hail Underwriting Association

Covered
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.5%
8.5%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: 4.3%
4.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$406This listing

vs Other Active Listings

Avg $/sqft

ZIP 29902$282
Beaufort County$383

vs Homes Sold Last Month

Median $/sqft

ZIP 29902$264
Beaufort County$295

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-08Price change$679,900
2026-03-20Price change$689,999
2025-11-30Listed for sale$695,000

For Sale by Agent

AgentMary E Dobyns
BrokerageDobyns Realty

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