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703 E Frontier St Lot 31, Payson, AZ, 85541

3beds
2baths
965sqft
$80,000
$83price/sqft
$678/moest. monthly cost
$27,120/yrincome needed

About This Home

Escape the desert heat and embrace the mountain lifestyle in this well-maintained 3-bedroom, 2-bath manufactured home in Payson. Nestled among the pines in a friendly 55+ community, you'll enjoy cooler temperatures, stunning natural beauty, and the relaxed pace of small-town Arizona living, all with convenient access to shopping, dining, and medical services. Lot rent is $450/mo. Additional monthly fees include water (metered, base rate $59), sewer ($34 flat), and trash (~$10-$13). Estimated total: approximately $560-$570/mo. Pet fee is $15/pet/mo if applicable (2-pet max). this home offers the easy, low-maintenance lifestyle you've been looking for.

Getting Around

25
WalkingCar-Dependent
0
TransitVery Limited Transit
30
BikeSomewhat Bikeable

Schools

5/10
5/10
4/10
Payson High SchoolGrades 9-121.1 mi

Construction

Condition

  • Year built: 1988

Type & Style

  • Home type: MobileManufactured
  • Property subType: Manufactured Home

Interior

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2

Features

  • Flooring: Carpet

Heating

  • Heating features: Electric

Interior Area

  • Total structure area: 965
  • Total interior livable area: 965 sqft

Property

Details

  • Parcel number: 30419001M

Features

  • Levels: One
  • Stories: 1

Parking

  • Parking features: Carport
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Lightning
    LightningVery High
  • Wildfire
    WildfireVery High
  • Winter Weather
    Winter WeatherVery High
  • Heat Wave
    Heat WaveRelatively High
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Wildfire
Winter Weather
Heat Wave
Strong Wind

FEMA Declared Disasters in Gila County and Arizona

Fire
Flood
Snowstorm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $404$4,848
Home Insurance $22$264
Property Taxes $36$432
Electricity $216$2,603
Total$678$8,136

Income You'd Need if You Spent...

35% on housing$23,245/yr
40% on housing$20,340/yr
45% on housing$18,080/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.4%
14.4%
0%30.0%
Electricity Growth Rate10-year average: 1.2%
1.2%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$83This listing

vs Other Active Listings

Avg $/sqft

ZIP 85541$219
Gila County$209

vs Homes Sold Last Month

Median $/sqft

ZIP 85541$276
Gila County$286

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-12-01Listed for sale$89,900

For Sale by Agent

AgentJenny Pinto
BrokerageWest USA Realty - Heber

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