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4588 NE 4TH STREET, Ocala, FL, 34470

2beds
2baths
1,832sqft
$287,900
$157price/sqft
$2,196/moest. monthly cost
$87,840/yrincome needed

About This Home

Located in the highly desirable Stonewood Villas community, this spacious 2-bedroom, 2-bath home also features a private office/den with a closet that could easily serve as a third bedroom. The open floor plan is filled with natural light, creating an inviting space that's perfect for both everyday living and entertaining. The kitchen features quartz countertops, abundant cabinetry, a breakfast bar, all appliances, and opens seamlessly to the great room and dining area. The great room offers a cozy gas fireplace, custom built in cabinetry, decorative crown molding with accent lighting, and plenty of space to gather with family and friends. The spacious primary suite offers walk in closets, and large bathroom with dual vanities, a jetted soaking tub, separate walk-in shower, and private water closet. A tankless water heater ensures you'll never run out of hot water. For valuable peace of mind, your whole house Generac Generator is on standby. Additional highlights include an indoor laundry room with washer and dryer, oversized two-car garage with ample storage, mature landscaping, and a low maintenance lot. Stonewood Villas is a quiet, well-established, all-age community with low HOA fees and a convenient location just minutes from shopping, restaurants, medical facilities, and downtown Ocala. If you're looking for a spacious home in one of Ocala's most desirable neighborhoods, this is one you won't want to miss.

Getting Around

18
WalkingCar-Dependent
9
TransitMinimal Transit
26
BikeSomewhat Bikeable

Schools

3/10
Fort King Middle SchoolGrades 6-82.6 mi
4/10
Vanguard High SchoolGrades 9-124.4 mi

Construction

Condition

  • Property condition: Completed
  • Year built: 1995

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Block,Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Villa

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Gas Water Heater,Microwave,Range,Washer
  • Laundry features: Inside,Laundry Room

Bathroom2

  • Features: Linen Closet
  • Level: First
  • Area: 105
  • Dimensions: 7x15

Bedroom2

  • Features: Built-in Closet
  • Level: First
  • Area: 165
  • Dimensions: 11x15

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: No Closet
  • Level: First
  • Area: 210
  • Dimensions: 10x21

Features

  • Ceiling Fan(s),High Ceilings,Living Room/Dining Room Combo,Open Floorplan,Primary Bedroom Main Floor,Walk-In Closet(s)
  • Door features: French Doors
  • Flooring: Carpet,Ceramic Tile,Hardwood
  • Fireplace features: Gas
  • Fireplace: Yes

Great Room

  • Features: Built-In Shelving,Ceiling Fan(s),Storage Closet
  • Level: First
  • Area: 476
  • Dimensions: 17x28

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,341
  • Total interior livable area: 1,832 sqft

Kitchen

  • Features: Breakfast Bar
  • Level: First
  • Area: 120
  • Dimensions: 10x12

Laundry

  • Features: No Closet
  • Level: First
  • Area: 35
  • Dimensions: 7x5

Primary Bathroom

  • Features: Tub with Separate Shower Stall,Linen Closet
  • Level: First
  • Area: 105
  • Dimensions: 7x15

Primary Bedroom

  • Features: Ceiling Fan(s),Walk-In Closet(s)
  • Level: First
  • Area: 224
  • Dimensions: 16x14

Property

Details

  • Parcel number: 2769002005
  • Zoning: PD08
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Exterior features: Irrigation System,Rain Gutters
  • Has view: Yes
  • View description: City
  • Residential vegetation: Mature Landscaping

Lot

  • Lot size: 5,227 sqft
  • Features: Cleared,City Lot
  • Lot size dimensions: 52 x 100

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Hurricane
Lightning
Cold Wave
Strong Wind
Tornado

FEMA Declared Disasters in Marion County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,455$17,460
Home Insurance *$169$2,028
Property Taxes $375$4,500
Electricity $197$2,366
Total$2,196$26,352
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$75,291/yr
40% on housing$65,880/yr
45% on housing$58,560/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.1%
16.1%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 5.6%
5.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$157This listing

vs Other Active Listings

Avg $/sqft

ZIP 34470$123
Marion County$208

vs Homes Sold Last Month

Median $/sqft

ZIP 34470$163
Marion County$168

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-14Listed for sale$287,900
2016-02-29Sold$137,900
2016-02-04Pending sale$147,900
2015-12-10Price change$147,900
2015-09-05Price change$149,900
2015-07-17Listed for sale$154,900
2015-07-06Pending sale$154,900
2015-07-06Listed for sale$154,900

For Sale by Agent

AgentCasey Denman
BrokerageDENMAN PROPERTIES, INC.

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