See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

120 Hawkins St, Providence, RI, 02908

3beds
3baths
1,910sqft
$497,500
$260price/sqft
$3,665/moest. monthly cost
$146,600/yrincome needed

About This Home

Discover this well-maintained 2-family home located in a prime Providence location, perfect for commuters with quick access to major highways, shopping, and local amenities. The property features two occupied units, offering immediate rental income for investors or an ideal setup for owner-occupants. The upper unit boasts beautiful hardwood flooring, adding charm and durability, while the lower unit is equipped with efficient mini splits for comfortable A/C. Both units offer practical layouts with plenty of natural light. Off-street parking provides added convenience for residents. This solid, well-cared-for multifamily property is an excellent opportunity in a high-demand area—ideal for expanding your investment portfolio or securing a home with strong rental potential.

Getting Around

76
WalkingVery Walkable
44
TransitSome Transit
60
BikeBikeable

Schools

2/10
1/10
Hope High SchoolGrades 9-121.5 mi

Construction

Condition

  • Year built: 1930

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: MultiFamily
  • Property subType: Multi Family

Interior

Appliances

  • Appliances included: Gas Water Heater

Basement

  • Has basement: Yes
  • Basement: Full,Walk-Out Access,Finished

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Flooring: Hardwood,Other

Heating

  • Heating features: Natural Gas,Forced Air

Interior Area

  • Total structure area: 1,910
  • Total interior livable area: 1,910 sqft

Property

Details

  • Parcel number: 120HAWKINSSTPROV
  • Attached to another structure: Yes

Lot

  • Lot size: 2,448 sqft

Parking

  • Total spaces: 2
  • Parking features: No Garage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Heat Wave
Inland Flooding
Tsunami

FEMA Declared Disasters Across Rhode Island Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,515$30,180
Home Insurance *$268$3,216
Property Taxes $493$5,916
Electricity $389$4,675
Total$3,665$43,980
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$125,657/yr
40% on housing$109,950/yr
45% on housing$97,733/yr

Rhode Island FAIR Plan Programs

Rhode Island Joint Reinsurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 16,029Commercial: 109
Total Premiums$36.73M
Total Exposure$6.14B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.9%
7.9%
0%30.0%
Electricity Growth Rate10-year average: 6.7%
6.7%
0%15.0%
Property Taxes Growth Rate2-year average: -2.5%
-2.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$260This listing

vs Other Active Listings

Avg $/sqft

ZIP 02908$243
Providence County$248

vs Homes Sold Last Month

Median $/sqft

ZIP 02908$276
Providence County$271

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-05Price change$497,500
2026-01-08Price change$499,000
2025-12-01Listed for sale$499,900

For Sale by Agent

AgentKyle Seyboth
BrokerageCentury 21 Limitless

Similar Homes