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45 Middle Rose St APT J, Trenton, NJ, 08618

3beds
1baths
1,040sqft
$185,000
$178price/sqft
$1,544/moest. monthly cost
$61,760/yrincome needed

About This Home

Just reduced....Welcome to your newly renovated 3-bedroom, 1-bath second-floor unit in Trenton, NJ! This bright and inviting home features brand-new laminate flooring throughout, giving the space a clean, modern feel. Enjoy the convenience of an in-unit washer and dryer, making everyday living easier. Each bedroom is generously sized, offering flexibility for sleeping, working, or additional storage. Located near local shops, transportation, and community amenities, this upgraded unit is ready for its next tenant. Don’t miss out on this beautifully refreshed space—schedule your tour today!

Getting Around

31
WalkingCar-Dependent
29
TransitSome Transit
37
BikeSomewhat Bikeable

Schools

5/10
Eldridge Park SchoolGrades K-30.3 mi
8/10
Lawrence Middle SchoolGrades 7-80.8 mi
7/10
Lawrence High SchoolGrades 9-120.9 mi

Construction

Condition

  • Year built: 1990

Materials

  • Construction materials: Vinyl Siding,Brick

Notable Dates

  • Major remodel year: 2025

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater

Basement

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 3

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,040

Heating & Cooling

  • Heating features: Baseboard,Natural Gas
  • Cooling features: None

Interior Area

  • Total structure area: 1,040
  • Total interior livable area: 1,040 sqft

Property

Accessibility

  • Accessibility features: Other

Details

  • Parcel number: 1108404 0300008
  • Zoning: IRR
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Pool features: None

Lot

  • Lot size: 922 Acres
  • Lot size dimensions: 0.00 x 0.00

Parking

  • Parking features: On Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Strong Wind
    Strong WindVery High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Inland Flooding
Strong Wind
Winter Weather
Cold Wave
Earthquake
Hurricane
Heat Wave
Ice Storm
Lightning

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $935$11,220
Home Insurance *$85$1,020
Property Taxes $331$3,972
Electricity $193$2,318
Total$1,544$18,528
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$52,937/yr
40% on housing$46,320/yr
45% on housing$41,173/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.3%
10.3%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.8%
-1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$178This listing

vs Other Active Listings

Avg $/sqft

ZIP 08618$158
Mercer County$276

vs Homes Sold Last Month

Median $/sqft

ZIP 08618$206
Mercer County$281

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-15Listed for sale$185,000
2026-04-02Listing removed$185,000
2026-01-22Price change$185,000
2025-12-23Price change$195,000
2025-12-01Listed for sale$200,000

For Sale by Agent

AgentTawana Riggins
BrokerageThe Riggins Group LLC

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