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819 SE 2ND STREET, Ocala, FL, 34471

3beds
2baths
2,048sqft
$649,900
$317price/sqft
$5,313/moest. monthly cost
$212,520/yrincome needed

About This Home

Nestled in the walkable, golf cart–friendly Historic District of downtown Ocala, this beautifully renovated home blends timeless character with modern conveniences. Boasting three bedrooms, one full bath and one half bath, it’s the perfect balance of era-appropriate detailing and contemporary upgrades. The interior is completely renovated with new wiring and plumbing, a stylish new kitchen with modern appliances, and updated fixtures and finishes throughout, while preserving charming historic accents. Located in a golf cart and walking-friendly neighborhood, the home is just a short stroll or ride to shops, dining, and major medical facilities, with central access to Ocala’s vibrant downtown scene and parks. The exterior and interior balance preserved architectural details—moldings, trim, and vintage touches. The outdoor spaces are low-maintenance, with parking options available in a neighborhood known for its downtown charm. This property presents a strong move-in-ready option with turnkey updates and modern conveniences, plus solid investment potential for buyers seeking a historic, character-filled home in a coveted area. If you’re looking for a downtown Ocala residence that honors its history while delivering contemporary practicality, this renovated 3BR/1.5BA charmer in the Historic District is worth a look.

Getting Around

75
WalkingVery Walkable
32
TransitSome Transit
57
BikeBikeable

Schools

9/10
8/10
Osceola Middle SchoolGrades 6-80.3 mi
5/10
Forest High SchoolGrades 9-125.0 mi

Construction

Condition

  • Year built: 1908

Materials

  • Foundation: Pillar/Post/Pier
  • Roof: Metal
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Range,Refrigerator,Washer
  • Laundry features: Inside

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Eating Space In Kitchen,In Wall Pest System,PrimaryBedroom Upstairs,Solid Surface Counters,Solid Wood Cabinets
  • Flooring: Hardwood
  • Fireplace features: Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,256
  • Total interior livable area: 2,048 sqft

Kitchen

  • Features: No Closet
  • Level: First

Living Room

  • Features: No Closet
  • Level: First

Primary Bedroom

  • Features: Built-in Closet
  • Level: Second

Property

Details

  • Parcel number: 2820039007
  • Zoning: R3
  • Special condition: None

Features

  • Levels: Two
  • Stories: 2
  • Exterior features: Lighting,Private Entrance,Private Mailbox,Private Yard

Lot

  • Lot size: 6,534 sqft
  • Lot size dimensions: 107 x 63

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Hurricane
Lightning
Tornado
Cold Wave
Strong Wind

FEMA Declared Disasters in Marion County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,286$39,432
Home Insurance *$750$9,000
Property Taxes $1,071$12,852
Electricity $206$2,473
Total$5,313$63,756
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$182,160/yr
40% on housing$159,390/yr
45% on housing$141,680/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.1%
16.1%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 5.6%
5.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$317This listing

vs Other Active Listings

Avg $/sqft

ZIP 34471$209
Marion County$208

vs Homes Sold Last Month

Median $/sqft

ZIP 34471$177
Marion County$168

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-06Listed for sale$649,900
2018-12-07Sold$190,000
2018-11-28Pending sale$224,900
2018-10-22Listed for sale$224,900
2018-05-11Listing removed$239,000
2017-10-06Listed for sale$239,000
2015-02-25Sold$84,000
2014-10-30Listed for sale$84,800
2014-06-22Listing removed$99,000
2014-06-10Price change$99,000
2014-04-24Price change$97,800
2014-03-28Price change$104,900
2014-03-23Listed for sale$119,800
2014-02-04Sold$79,100

For Sale by Agent

AgentAmanda Tuck
BrokerageMAIN STREET REALTY & DEVELOP

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