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212 Prism Ave SW, Rio Rancho, NM, 87124

3beds
2baths
1,596sqft
$365,000
$229price/sqft
$2,313/moest. monthly cost
$92,520/yrincome needed

About This Home

Imagine your perfect easy-living in this charming one year old, single-story home! Located in the desirable Rainbow Canyon master-planned community by Centex offers comfortable, hassle-free living with all main areas conveniently on one level. Fully landscaped front and backyard. All newer appliances convey as is. This energy-efficient home features a bright open-concept layout that's easy to move through, beautiful granite countertops, and a covered patio perfect for morning coffee or quiet evenings. Nestled in a friendly, welcoming neighborhood with easy access to Albuquerque, shopping, dining, and medical services, this accessible home provides low-maintenance living in a peaceful setting. Priced to sell and ready to move in. come take a gentle tour and picture yourself at home here .

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
35
BikeSomewhat Bikeable

Schools

7/10
7/10
Rio Rancho High SchoolGrades 9-124.2 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2025

Materials

  • Roof: Pitched,Shingle
  • Construction materials: Frame,Stucco

Other

  • Builder name: Centex

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Free-Standing Gas Range,Disposal,Refrigerator,Washer
  • Laundry features: Electric Dryer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 3/4 bathrooms: 1

Features

  • Breakfast Bar,Separate/Formal Dining Room,Entrance Foyer,Great Room,High Ceilings,Kitchen Island,Main Level Primary,Pantry,Shower Only,Separate Shower,Walk-In Closet(s)
  • Window features: Double Pane Windows,Insulated Windows
  • Flooring: Carpet,Tile

Heating & Cooling

  • Heating features: Central,Forced Air,Natural Gas
  • Cooling features: Refrigerated

Interior Area

  • Total structure area: 1,596
  • Total interior livable area: 1,596 sqft

Kitchen

  • Level: Main
  • Area: 142.5

Living Room

  • Level: Main
  • Area: 249.15

Primary Bedroom

  • Level: Main
  • Area: 171.45

Property

Details

  • Parcel number: 1009069088197
  • Zoning description: R-1

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered,Patio
  • Exterior features: Private Yard
  • Fencing: Wall

Lot

  • Lot size: 6,969 sqft

Parking

  • Total spaces: 2
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Hail
Heat Wave
Winter Weather

FEMA Declared Disasters in Sandoval County and New Mexico

Fire
Flood
Mud Landslide
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,845$22,140
Home Insurance *$120$1,440
Property Taxes $200$2,400
Electricity $148$1,780
Total$2,313$27,756
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$79,302/yr
40% on housing$69,390/yr
45% on housing$61,680/yr

New Mexico FAIR Plan Programs

New Mexico Property Insurance Program

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,506Commercial: 306
Total Premiums$5.96M
Total Exposure$950.67M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.8%
9.8%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: 3.7%
3.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$229This listing

vs Other Active Listings

Avg $/sqft

ZIP 87124$190
Sandoval County$215

vs Homes Sold Last Month

Median $/sqft

ZIP 87124
Sandoval County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-12Listed for sale$365,000

For Sale by Agent

AgentTerri A Capone-Compton
BrokerageRealty One of New Mexico

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