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86 & 90 Garland Road, Lancaster, NH, 03584

4beds
1baths
2,728sqft
$175,000
$64price/sqft
$1,610/moest. monthly cost
$64,400/yrincome needed

About This Home

Opportunities like this don’t come along often. Tucked “out east,” just a few miles from town, this property sits in a setting that feels peaceful, open, and hard to find in today’s market. Wide mountain views stretch across the horizon, giving you a backdrop that changes with every season. The existing home is not habitable and will need to be removed or rebuilt, giving you the chance to design something entirely your own. A drilled well is on-site, though its condition is unknown, and the septic system is also unknown. There’s also a large barn in poor condition, ready for someone with vision to bring it back to life—or start fresh. What stands out here is the land and the location. Imagine a new home placed to take in the morning sun over the mountains, gardens or outdoor spaces with quiet surroundings, or simply having a private retreat with quick access to town when you need it. While the property needs attention, the setting is truly special—an open palette for a buyer with imagination.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
5
BikeSomewhat Bikeable

Schools

6/10
4/10

Construction

Condition

  • Year built: 1900

Materials

  • Foundation: Stone
  • Roof: Shingle
  • Construction materials: Wood Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Unfinished,Interior Entry

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Finished area below ground: 0
  • Finished area above ground: 2,728

Heating & Cooling

  • Heating features: None
  • Cooling features: None

Interior Area

  • Total structure area: 5,084
  • Total interior livable area: 2,728 sqft

Property

Details

  • Zoning description: 02 - AR - Agricultural

Features

  • Levels: 2.5
  • Stories: 2
  • Has view: Yes
  • View description: Mountain(s)
  • Frontage length: Road frontage: 351

Lot

  • Lot size: 4.93 Acres
  • Features: Agricultural,Country Setting,Horse/Animal Farm,Field/Pasture,Trail/Near Trail,Near Snowmobile Trails,Rural,Near Hospital

Parking

  • Parking features: Gravel

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Inland Flooding
    Inland FloodingVery High
  • Winter Weather
    Winter WeatherVery High
  • Avalanche
    AvalancheRelatively High
  • Hurricane
    HurricaneModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Winter Weather
Avalanche
Hurricane
Ice Storm
Lightning
Strong Wind

FEMA Declared Disasters Across New Hampshire Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $884$10,608
Home Insurance $88$1,056
Property Taxes $239$2,868
Electricity $399$4,794
Total$1,610$19,320

Income You'd Need if You Spent...

35% on housing$55,200/yr
40% on housing$48,300/yr
45% on housing$42,933/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.9%
7.9%
0%30.0%
Electricity Growth Rate10-year average: 8.6%
8.6%
0%15.0%
Property Taxes Growth Rate2-year average: -1.1%
-1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$64This listing

vs Other Active Listings

Avg $/sqft

ZIP 03584$192
Coos County$149

vs Homes Sold Last Month

Median $/sqft

ZIP 03584$104
Coos County$169

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-12-02Listed for sale$190,000

For Sale by Agent

AgentDavid Stickney
BrokerageNorthwind Realty

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