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13504 Gray Landing Dr, Elgin, TX, 78621

4beds
3baths
2,006sqft
$348,955
$174price/sqft
$2,595/moest. monthly cost
$103,800/yrincome needed

About This Home

New Dream Finders Home! The Young floorplan is a spacious and functional one-story design offering 4 bedrooms, 3 full bathrooms, and a convenient two-car garage. This layout is ideal for modern living, with an open flow connecting key spaces like the great room, dining area, and kitchen, all perfectly positioned for both everyday activities and entertaining guests. The large kitchen features ample counter space, an island, and a pantry, providing plenty of room for storage and meal preparation. A cozy covered patio just off the dining room creates a seamless connection to the outdoors for relaxation or casual dining. The primary bedroom suite is privately located and includes a luxurious bathroom and a generously sized walk-in closet. Three additional bedrooms are thoughtfully positioned throughout the home, with Bedroom 4 featuring its own access to a full bathroom, making it perfect for guests or multi-generational living. A flex room near the center of the home offers versatility, allowing you to create a home office, playroom, or hobby space that suits your needs. Designed with comfort and efficiency in mind, the Young floorplan combines modern features and a practical layout, making it an excellent choice for those seeking a stylish single-story home with plenty of space for family and friends.

Getting Around

12
WalkingCar-Dependent
0
TransitVery Limited Transit
30
BikeSomewhat Bikeable

Schools

5/10
Neidig Elementary SchoolGrades PK-40.1 mi
3/10
Elgin Middle SchoolGrades 7-81.4 mi
2/10
Elgin High SchoolGrades 9-120.6 mi

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2025

Materials

  • Foundation: Slab
  • Roof: Composition, Shingle

Other

  • Builder name: Dream Finder Homes

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Gas Cooktop,Microwave,Oven,Stainless Steel Appliance(s),Vented Exhaust Fan

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bedrooms: 4

Bonus Room

  • Features: See Remarks
  • Level: Main

Features

  • Breakfast Bar,Quartz Counters,Electric Dryer Hookup,Eat-in Kitchen,Entrance Foyer,Kitchen Island,No Interior Steps,Open Floorplan,Primary Bedroom on Main,Recessed Lighting,Walk-In Closet(s),Washer Hookup
  • Window features: Double Pane Windows,ENERGY STAR Qualified Windows,Insulated Windows,Screens
  • Flooring: Carpet,Laminate,Tile
  • Fireplace features: See Remarks

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 2,006 sqft

Kitchen

  • Features: Breakfast Bar,Kitchen Island,Quartz Counters,Dining Area,Eat-in Kitchen,Open to Family Room,Pantry
  • Level: Main

Primary Bathroom

  • Features: Full Bath,Walk-in Shower
  • Level: Main

Primary Bedroom

  • Features: See Remarks,Walk-In Closet(s)
  • Level: Main

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 13504GrayLandingDrive
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Covered,Front Porch,Patio
  • Exterior features: See Remarks,Gutters Full,Private Yard
  • Fencing: Privacy, Wood
  • Has view: Yes
  • View description: Neighborhood
  • Waterfront features: None

Lot

  • Lot size: 5,998 sqft
  • Features: Back Yard,Curbs,Front Yard,Interior Lot,Sprinkler - Automatic,Sprinkler - Back Yard,Sprinklers In Front,Sprinkler - In-ground,Sprinkler - Side Yard

Parking

  • Total spaces: 2
  • Parking features: Attached,Door-Single,Driveway,Garage,Garage Faces Front,Inside Entrance,Kitchen Level
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Drought
Hail
Heat Wave
Tornado

FEMA Declared Disasters Across Texas Counties

Flood
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,764$21,168
Home Insurance *$213$2,556
Property Taxes $380$4,560
Electricity $238$2,859
Total$2,595$31,140
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$88,971/yr
40% on housing$77,850/yr
45% on housing$69,200/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.4%
6.4%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 0.1%
0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$174This listing

vs Other Active Listings

Avg $/sqft

ZIP 78621$196
Travis County$334

vs Homes Sold Last Month

Median $/sqft

ZIP 78621$169
Travis County$233

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-25Price change$357,673
2026-03-01Price change$348,955
2026-02-20Listed for sale$345,955
2026-02-10Pending sale$345,955
2026-02-02Price change$345,955
2026-02-01Price change$351,673
2026-01-21Price change$346,000
2026-01-02Price change$342,955
2025-12-02Listed for sale$340,955

New Construction Spec

AgentDaniel Wilson
BrokerageNew Home Now

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